Warde 3400683 amplification rna markers infectious disease bacterial vaginosis at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$170.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$263.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.81 with HEALTH CHOICES vs $388.14 with CHRISTIAN BROTHER SERVICES — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $61.81 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $61.81 ↓ -64%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $139.78 ↓ -18%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $139.78 ↓ -18%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $139.78 ↓ -18%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $141.18 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $142.57 ↓ -17%
UNITED HEALTHCARE UNITED HEALTHCARE $142.63 ↓ -17%
GEHA UNITED HEALTHCARE $142.63 ↓ -17%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $144.06 ↓ -16%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $145.48 ↓ -15%
HEALTH PARTNERS HEALTH PARTNERS $172.53 ↑ +1%
AUXIANT MIDLANDS CHOICE PPO $186.73 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $186.73 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $186.73 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $186.73 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $186.73 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $186.73 ↑ +9%
AMISH HOSPITAL AID AMISH HOSPITAL AID $189.70 ↑ +11%
OSCAR OSCAR $218.89 ↑ +28%
CENTIVO CENTIVO $236.77 ↑ +39%
AMBETTER AMBETTER MARKETPLACE $239.62 ↑ +40%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $244.59 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $263.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $263.00 ↑ +54%
CLAIMDOC CLAIMDOC $286.69 ↑ +68%
NOVA CLAIMDOC $286.69 ↑ +68%
AETNA AETNA $388.14 ↑ +127%
COVENTRY AETNA $388.14 ↑ +127%
FIRST HEALTH AETNA $388.14 ↑ +127%
ASR HEALTH BENEFITS AETNA $388.14 ↑ +127%
LUCENT HEALTH AETNA $388.14 ↑ +127%
LUMINARE HEALTH AETNA $388.14 ↑ +127%
MEDICAL MUTUAL AETNA $388.14 ↑ +127%
ALLIED BENEFIT SYSTEMS AETNA $388.14 ↑ +127%
MERITAIN AETNA $388.14 ↑ +127%
AETNA EAP AETNA $388.14 ↑ +127%
AETNA DOMESTIC AETNA $388.14 ↑ +127%
WEBTPA AETNA $388.14 ↑ +127%
CHRISTIAN BROTHER SERVICES AETNA $388.14 ↑ +127%

Visitor-reported prices

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Warde 3400683 amplification rna markers infectious disease bacterial vaginosis at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $285.60 $85.58 – $175.58
MercyOne Dubuque Medical Center Dubuque $170.95 $96.26 – $286.69
MercyOne Dyersville Medical Center Dyersville $170.95 $99.41 – $296.03
MercyOne Clinton Medical Center Clinton $170.95 $74.43 – $286.69
MercyOne Oelwein Medical Center Oelwein $170.95 $100.52 – $263.00
MercyOne Cedar Falls Medical Center Cedar Falls $170.95 $61.81 – $388.14
MercyOne Elkader Medical Center Elkader $170.95 $135.37 – $274.89
UnityPoint Health - Finley Hospital Dubuque $285.60 $3.50 – $192.55

All Iowa hospitals for this procedure →