Warde 3016000 west nile virus antibody at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$107.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$166.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.33 with IOWA TOTAL CARE vs $142.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $16.33 ↓ -85%
MOLINA MEDICAID MOLINA MEDICAID $16.49 ↓ -85%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $16.51 ↓ -85%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $16.51 ↓ -85%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $16.51 ↓ -85%
WELLPOINT MEDICAID WELLPOINT MEDICAID $16.55 ↓ -85%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $16.68 ↓ -85%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $16.84 ↓ -84%
GEHA UNITED HEALTHCARE $16.85 ↓ -84%
UNITED HEALTHCARE UNITED HEALTHCARE $16.85 ↓ -84%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $17.02 ↓ -84%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $17.19 ↓ -84%
AMISH HOSPITAL AID AMISH HOSPITAL AID $22.41 ↓ -79%
OSCAR OSCAR $25.86 ↓ -76%
CENTIVO CENTIVO $27.97 ↓ -74%
AMBETTER AMBETTER MARKETPLACE $28.31 ↓ -74%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $33.37 ↓ -69%
HEALTH CHOICES MEDICAL ASSOCIATES $33.37 ↓ -69%
NOVA CLAIMDOC $33.87 ↓ -69%
CLAIMDOC CLAIMDOC $33.87 ↓ -69%
COVENTRY AETNA $45.84 ↓ -58%
ALLIED BENEFIT SYSTEMS AETNA $45.84 ↓ -58%
MERITAIN AETNA $45.84 ↓ -58%
FIRST HEALTH AETNA $45.84 ↓ -58%
ASR HEALTH BENEFITS AETNA $45.84 ↓ -58%
LUCENT HEALTH AETNA $45.84 ↓ -58%
AETNA DOMESTIC AETNA $45.84 ↓ -58%
AETNA AETNA $45.84 ↓ -58%
CHRISTIAN BROTHER SERVICES AETNA $45.84 ↓ -58%
LUMINARE HEALTH AETNA $45.84 ↓ -58%
WEBTPA AETNA $45.84 ↓ -58%
MEDICAL MUTUAL AETNA $45.84 ↓ -58%
AETNA EAP AETNA $45.84 ↓ -58%
HEALTH PARTNERS HEALTH PARTNERS $93.15 ↓ -14%
MEDICA MIDLANDS CHOICE PPO $100.82 ↓ -7%
CIGNA MIDLANDS CHOICE PPO $100.82 ↓ -7%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $100.82 ↓ -7%
AUXIANT MIDLANDS CHOICE PPO $100.82 ↓ -7%
CIGNA EAP MIDLANDS CHOICE PPO $100.82 ↓ -7%
MIDLANDS MIDLANDS CHOICE PPO $100.82 ↓ -7%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $132.06 ↑ +22%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $142.00 ↑ +32%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $142.00 ↑ +32%

Visitor-reported prices

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Warde 3016000 west nile virus antibody at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $10.11 – $31.99
MercyOne Genesis Davenport West Medical Center Davenport $85.20 $16.85 – $16.85
MercyOne Dubuque Medical Center Dubuque $269.10 $16.33 – $414.00
MercyOne New Hampton Medical Center New Hampton $79.30 $16.51 – $122.00
MercyOne Oelwein Medical Center Oelwein $79.30 $16.51 – $122.00
MercyOne Elkader Medical Center Elkader $79.30 $16.51 – $122.00
MercyOne West Des Moines Medical Center West Des Moines $142.00 $16.33 – $142.00
MercyOne Des Moines Medical Center Des Moines $165.10 $16.33 – $142.00

All Iowa hospitals for this procedure →