Vest wrp airway ther disp lg slot 1use at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$134.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$207.59

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.71 with MEDICAL ASSOCIATES vs $186.02 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $43.71 ↓ -68%
HEALTH CHOICES MEDICAL ASSOCIATES $43.71 ↓ -68%
UNITED HEALTHCARE UNITED HEALTHCARE $103.24 ↓ -23%
GEHA UNITED HEALTHCARE $103.24 ↓ -23%
HEALTH PARTNERS HEALTH PARTNERS $122.03 ↓ -10%
MIDLANDS MIDLANDS CHOICE PPO $132.07 ↓ -2%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $132.07 ↓ -2%
CIGNA EAP MIDLANDS CHOICE PPO $132.07 ↓ -2%
AUXIANT MIDLANDS CHOICE PPO $132.07 ↓ -2%
MEDICA MIDLANDS CHOICE PPO $132.07 ↓ -2%
CIGNA MIDLANDS CHOICE PPO $132.07 ↓ -2%
MERITAIN AETNA $166.12 ↑ +23%
WEBTPA AETNA $166.12 ↑ +23%
AETNA DOMESTIC AETNA $166.12 ↑ +23%
AETNA EAP AETNA $166.12 ↑ +23%
ALLIED BENEFIT SYSTEMS AETNA $166.12 ↑ +23%
ASR HEALTH BENEFITS AETNA $166.12 ↑ +23%
CHRISTIAN BROTHER SERVICES AETNA $166.12 ↑ +23%
COVENTRY AETNA $166.12 ↑ +23%
FIRST HEALTH AETNA $166.12 ↑ +23%
LUCENT HEALTH AETNA $166.12 ↑ +23%
LUMINARE HEALTH AETNA $166.12 ↑ +23%
MEDICAL MUTUAL AETNA $166.12 ↑ +23%
AETNA AETNA $166.12 ↑ +23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $173.00 ↑ +28%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $186.02 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $186.02 ↑ +38%

Visitor-reported prices

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Vest wrp airway ther disp lg slot 1use at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo not published $30.32 – $154.31
MercyOne Dubuque Medical Center Dubuque $134.93 $66.41 – $186.02
MercyOne New Hampton Medical Center New Hampton $140.14 $76.49 – $193.20
MercyOne Dyersville Medical Center Dyersville $134.93 $70.32 – $209.38
MercyOne Clinton Medical Center Clinton $134.93 $52.64 – $186.02
MercyOne Oelwein Medical Center Oelwein $134.93 $71.10 – $186.02
MercyOne Cedar Falls Medical Center Cedar Falls $134.93 $43.71 – $186.02
MercyOne Elkader Medical Center Elkader $134.93 $95.74 – $194.43

All Iowa hospitals for this procedure →