Syphilis test non-treponemal antibody quantitative rpr at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$44.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$69.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.26 with IOWA TOTAL CARE vs $64.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $4.26 ↓ -91%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $4.31 ↓ -90%
MOLINA MEDICAID MOLINA MEDICAID $4.31 ↓ -90%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $4.31 ↓ -90%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $4.31 ↓ -90%
WELLPOINT MEDICAID WELLPOINT MEDICAID $4.32 ↓ -90%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $4.36 ↓ -90%
GEHA UNITED HEALTHCARE $4.40 ↓ -90%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $4.40 ↓ -90%
UNITED HEALTHCARE UNITED HEALTHCARE $4.40 ↓ -90%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $4.44 ↓ -90%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $4.49 ↓ -90%
AMISH HOSPITAL AID AMISH HOSPITAL AID $5.85 ↓ -87%
OSCAR OSCAR $6.75 ↓ -85%
CENTIVO CENTIVO $7.30 ↓ -84%
AMBETTER AMBETTER MARKETPLACE $7.39 ↓ -84%
NOVA CLAIMDOC $8.84 ↓ -80%
CLAIMDOC CLAIMDOC $8.84 ↓ -80%
COVENTRY AETNA $11.98 ↓ -73%
LUMINARE HEALTH AETNA $11.98 ↓ -73%
CHRISTIAN BROTHER SERVICES AETNA $11.98 ↓ -73%
LUCENT HEALTH AETNA $11.98 ↓ -73%
AETNA AETNA $11.98 ↓ -73%
ASR HEALTH BENEFITS AETNA $11.98 ↓ -73%
FIRST HEALTH AETNA $11.98 ↓ -73%
AETNA DOMESTIC AETNA $11.98 ↓ -73%
ALLIED BENEFIT SYSTEMS AETNA $11.98 ↓ -73%
MERITAIN AETNA $11.98 ↓ -73%
WEBTPA AETNA $11.98 ↓ -73%
MEDICAL MUTUAL AETNA $11.98 ↓ -73%
AETNA EAP AETNA $11.98 ↓ -73%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $15.04 ↓ -66%
HEALTH CHOICES MEDICAL ASSOCIATES $15.04 ↓ -66%
HEALTH PARTNERS HEALTH PARTNERS $41.98 ↓ -6%
MEDICA MIDLANDS CHOICE PPO $45.44 ↑ +1%
CIGNA MIDLANDS CHOICE PPO $45.44 ↑ +1%
CIGNA EAP MIDLANDS CHOICE PPO $45.44 ↑ +1%
MIDLANDS MIDLANDS CHOICE PPO $45.44 ↑ +1%
AUXIANT MIDLANDS CHOICE PPO $45.44 ↑ +1%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $45.44 ↑ +1%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $59.52 ↑ +33%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $64.00 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $64.00 ↑ +43%

Visitor-reported prices

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Syphilis test non-treponemal antibody quantitative rpr at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $2.64 – $31.99
MercyOne Genesis Davenport West Medical Center Davenport $55.20 $4.40 – $4.40
MercyOne Dubuque Medical Center Dubuque $153.40 $4.26 – $156.00
MercyOne New Hampton Medical Center New Hampton $21.45 $4.31 – $33.00
MercyOne Dyersville Medical Center Dyersville $21.45 $4.31 – $33.00
MercyOne Clinton Medical Center Clinton $41.60 $4.26 – $64.00
MercyOne Cedar Falls Medical Center Cedar Falls $41.60 $4.26 – $64.00
MercyOne Elkader Medical Center Elkader $21.45 $4.31 – $33.00

All Iowa hospitals for this procedure →