St evaluation swallow function at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$217.10

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$334.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$55.26 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $395.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $55.26 ↓ -75%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $55.26 ↓ -75%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $55.26 ↓ -75%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $55.81 ↓ -74%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $56.37 ↓ -74%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $56.95 ↓ -74%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $57.52 ↓ -74%
AMISH HOSPITAL AID AMISH HOSPITAL AID $75.00 ↓ -65%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $78.49 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $78.49 ↓ -64%
OSCAR OSCAR $86.54 ↓ -60%
CENTIVO CENTIVO $93.61 ↓ -57%
AMBETTER AMBETTER MARKETPLACE $94.74 ↓ -56%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $108.13 ↓ -50%
MOLINA MEDICAID MOLINA MEDICAID $109.19 ↓ -50%
WELLPOINT MEDICAID WELLPOINT MEDICAID $109.61 ↓ -50%
NOVA CLAIMDOC $113.34 ↓ -48%
CLAIMDOC CLAIMDOC $113.34 ↓ -48%
HEALTH PARTNERS HEALTH PARTNERS $219.10 ↑ +1%
CIGNA EAP MIDLANDS CHOICE PPO $237.14 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $237.14 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $237.14 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $237.14 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $237.14 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $237.14 ↑ +9%
LUMINARE HEALTH AETNA $301.50 ↑ +39%
LUCENT HEALTH AETNA $301.50 ↑ +39%
ASR HEALTH BENEFITS AETNA $301.50 ↑ +39%
FIRST HEALTH AETNA $301.50 ↑ +39%
AETNA DOMESTIC AETNA $301.50 ↑ +39%
CHRISTIAN BROTHER SERVICES AETNA $301.50 ↑ +39%
COVENTRY AETNA $301.50 ↑ +39%
ALLIED BENEFIT SYSTEMS AETNA $301.50 ↑ +39%
MERITAIN AETNA $301.50 ↑ +39%
AETNA AETNA $301.50 ↑ +39%
WEBTPA AETNA $301.50 ↑ +39%
MEDICAL MUTUAL AETNA $301.50 ↑ +39%
AETNA EAP AETNA $301.50 ↑ +39%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $310.62 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $334.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $334.00 ↑ +54%
GEHA UNITED HEALTHCARE $395.00 ↑ +82%
UNITED HEALTHCARE UNITED HEALTHCARE $395.00 ↑ +82%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

St evaluation swallow function at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $283.08 $65.97 – $186.47
MercyOne Genesis Davenport West Medical Center Davenport $216.00 $91.47 – $91.47
MercyOne Dubuque Medical Center Dubuque $349.05 $55.26 – $276.00
MercyOne New Hampton Medical Center New Hampton $293.15 $178.55 – $451.00
MercyOne Dyersville Medical Center Dyersville $293.15 $170.48 – $507.65
MercyOne Clinton Medical Center Clinton $182.00 $55.26 – $280.00
MercyOne Oelwein Medical Center Oelwein $293.15 $172.37 – $451.00
MercyOne Cedar Falls Medical Center Cedar Falls $217.10 $55.26 – $483.00

All Iowa hospitals for this procedure →