Sling pelv split sam med at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$165.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$254.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.94 with AETNA MEDICARE ADVANTAGE vs $254.70 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $50.94 ↓ -69%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $51.96 ↓ -69%
MOLINA MEDICAID MOLINA MEDICAID $52.47 ↓ -68%
WELLPOINT MEDICAID WELLPOINT MEDICAID $52.67 ↓ -68%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $59.85 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $59.85 ↓ -64%
OSCAR OSCAR $78.96 ↓ -52%
CENTIVO CENTIVO $87.11 ↓ -47%
UNITED HEALTHCARE UNITED HEALTHCARE $141.36 ↓ -15%
GEHA UNITED HEALTHCARE $141.36 ↓ -15%
CLAIMDOC CLAIMDOC $152.82 ↓ -8%
NOVA CLAIMDOC $152.82 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $167.08 ↑ +1%
CIGNA MIDLANDS CHOICE PPO $180.84 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $180.84 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $180.84 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $180.84 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $180.84 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $180.84 ↑ +9%
AETNA AETNA $227.45 ↑ +37%
AETNA DOMESTIC AETNA $227.45 ↑ +37%
AETNA EAP AETNA $227.45 ↑ +37%
ALLIED BENEFIT SYSTEMS AETNA $227.45 ↑ +37%
ASR HEALTH BENEFITS AETNA $227.45 ↑ +37%
CHRISTIAN BROTHER SERVICES AETNA $227.45 ↑ +37%
COVENTRY AETNA $227.45 ↑ +37%
FIRST HEALTH AETNA $227.45 ↑ +37%
LUCENT HEALTH AETNA $227.45 ↑ +37%
LUMINARE HEALTH AETNA $227.45 ↑ +37%
MEDICAL MUTUAL AETNA $227.45 ↑ +37%
MERITAIN AETNA $227.45 ↑ +37%
WEBTPA AETNA $227.45 ↑ +37%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $236.87 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $254.70 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $254.70 ↑ +54%

Visitor-reported prices

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Sling pelv split sam med at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo not published $67.62 – $140.00
MercyOne Genesis Davenport West Medical Center Davenport $22.20 not published
MercyOne Dubuque Medical Center Dubuque $165.55 $49.36 – $254.70
MercyOne New Hampton Medical Center New Hampton $171.94 $104.73 – $264.53
MercyOne Dyersville Medical Center Dyersville $165.55 $96.28 – $286.69
MercyOne Clinton Medical Center Clinton $165.55 $49.36 – $254.70
MercyOne Oelwein Medical Center Oelwein $165.55 $97.35 – $254.70
MercyOne Cedar Falls Medical Center Cedar Falls $165.55 $44.16 – $254.70

All Iowa hospitals for this procedure →