Removal devitalized tissue non-selective debridement without anesthesia per session at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$300.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$463.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$108.81 with HEALTH CHOICES vs $463.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $108.81 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $108.81 ↓ -64%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $189.02 ↓ -37%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $189.02 ↓ -37%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $189.02 ↓ -37%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $190.91 ↓ -37%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $192.21 ↓ -36%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $192.80 ↓ -36%
MOLINA MEDICAID MOLINA MEDICAID $194.10 ↓ -36%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $194.81 ↓ -35%
WELLPOINT MEDICAID WELLPOINT MEDICAID $194.85 ↓ -35%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $196.74 ↓ -35%
BLUE CROSS - MN WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - NE WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - FL WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - WY WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $204.98 ↓ -32%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - ND WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - KS WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - AL WELLMARK PPO $204.98 ↓ -32%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - AR WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - NM WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - ID WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - VT WELLMARK PPO $204.98 ↓ -32%
KAISER DOMESTIC WELLMARK PPO $204.98 ↓ -32%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - IL WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
WC DOMESTIC WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - SC WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - MI WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - MT WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - RI WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - TN WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - FEDERAL WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - NC WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $204.98 ↓ -32%
BLUE CARE NETWORK WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - AZ WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - HI WELLMARK PPO $204.98 ↓ -32%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $204.98 ↓ -32%
BLUE SHIELD - CA WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $204.98 ↓ -32%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $204.98 ↓ -32%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - MA WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $204.98 ↓ -32%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $204.98 ↓ -32%
BCN DOMESTIC WELLMARK PPO $204.98 ↓ -32%
BCBS GENERIC WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - OK WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS DOMESTIC WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - MS WELLMARK PPO $204.98 ↓ -32%
PRE-EMPLOYMENT WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - LA WELLMARK PPO $204.98 ↓ -32%
BLUE CROSS - TX WELLMARK PPO $204.98 ↓ -32%
AMISH HOSPITAL AID AMISH HOSPITAL AID $256.53 ↓ -15%
GEHA UNITED HEALTHCARE $256.97 ↓ -15%
UNITED HEALTHCARE UNITED HEALTHCARE $256.97 ↓ -15%
OSCAR OSCAR $296.01 ↓ -2%
HEALTH PARTNERS HEALTH PARTNERS $303.73 ↑ +1%
CENTIVO CENTIVO $320.18 ↑ +6%
AMBETTER AMBETTER MARKETPLACE $324.04 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $328.73 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $328.73 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $328.73 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $328.73 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $328.73 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $328.73 ↑ +9%
CLAIMDOC CLAIMDOC $387.68 ↑ +29%
NOVA CLAIMDOC $387.68 ↑ +29%
WEBTPA AETNA $413.46 ↑ +37%
FIRST HEALTH AETNA $413.46 ↑ +37%
AETNA DOMESTIC AETNA $413.46 ↑ +37%
AETNA EAP AETNA $413.46 ↑ +37%
AETNA AETNA $413.46 ↑ +37%
LUCENT HEALTH AETNA $413.46 ↑ +37%
CHRISTIAN BROTHER SERVICES AETNA $413.46 ↑ +37%
ASR HEALTH BENEFITS AETNA $413.46 ↑ +37%
COVENTRY AETNA $413.46 ↑ +37%
ALLIED BENEFIT SYSTEMS AETNA $413.46 ↑ +37%
MERITAIN AETNA $413.46 ↑ +37%
MEDICAL MUTUAL AETNA $413.46 ↑ +37%
LUMINARE HEALTH AETNA $413.46 ↑ +37%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $430.59 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $463.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $463.00 ↑ +54%

Visitor-reported prices

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Removal devitalized tissue non-selective debridement without anesthesia per session at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $245.89 $77.91 – $198.70
MercyOne Genesis Davenport West Medical Center Davenport $200.40 $190.20 – $217.10
MercyOne New Hampton Medical Center New Hampton $300.95 $148.07 – $374.00
MercyOne Des Moines Medical Center Des Moines $1,125.90 $41.45 – $325.56
MercyOne Centerville Medical Center Centerville $463.00 $28.35 – $463.00
MercyOne Genesis Davenport Medical Center Davenport $223.20 $190.20 – $241.80
MercyOne Genesis DeWitt Medical Center DeWitt $70.80 $86.14 – $2,679.00
UnityPoint Health - Finley Hospital Dubuque $362.82 $75.57 – $362.82

All Iowa hospitals for this procedure →