Radiology port images(s) at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$150.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$232.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.52 with HEALTH CHOICES vs $765.00 with GEHA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $54.52 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $54.52 ↓ -64%
AETNA EAP AETNA $85.22 ↓ -43%
LUMINARE HEALTH AETNA $85.22 ↓ -43%
CHRISTIAN BROTHER SERVICES AETNA $85.22 ↓ -43%
LUCENT HEALTH AETNA $85.22 ↓ -43%
AETNA AETNA $85.22 ↓ -43%
ASR HEALTH BENEFITS AETNA $85.22 ↓ -43%
FIRST HEALTH AETNA $85.22 ↓ -43%
AETNA DOMESTIC AETNA $85.22 ↓ -43%
COVENTRY AETNA $85.22 ↓ -43%
ALLIED BENEFIT SYSTEMS AETNA $85.22 ↓ -43%
MERITAIN AETNA $85.22 ↓ -43%
WEBTPA AETNA $85.22 ↓ -43%
MEDICAL MUTUAL AETNA $85.22 ↓ -43%
HEALTH PARTNERS HEALTH PARTNERS $152.19 ↑ +1%
AUXIANT MIDLANDS CHOICE PPO $164.72 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $164.72 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $164.72 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $164.72 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $164.72 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $164.72 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $215.76 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $232.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $232.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $765.00 ↑ +407%
GEHA UNITED HEALTHCARE $765.00 ↑ +407%

Visitor-reported prices

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Radiology port images(s) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $28.80 $13.41 – $30.20
MercyOne Genesis Davenport West Medical Center Davenport $84.00 not published
MercyOne Dubuque Medical Center Dubuque $199.55 $112.36 – $952.00
MercyOne Des Moines Medical Center Des Moines $76.05 $23.52 – $638.00
MercyOne North Iowa Medical Center Mason City $232.70 $91.65 – $1,055.00
MercyOne Genesis Davenport Medical Center Davenport $92.40 not published
UnityPoint Health - Finley Hospital Dubuque $180.05 $13.41 – $180.05
UnityPoint Health - Grinnell Regional Medical Center Grinnell $28.80 $13.41 – $30.20

All Iowa hospitals for this procedure →