Pt wheelchair management each 15 minutes at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$96.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$148.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.91 with IOWA TOTAL CARE vs $301.50 with AETNA DOMESTIC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $23.91 ↓ -75%
MOLINA MEDICAID MOLINA MEDICAID $24.14 ↓ -75%
WELLPOINT MEDICAID WELLPOINT MEDICAID $24.24 ↓ -75%
AMISH HOSPITAL AID AMISH HOSPITAL AID $29.16 ↓ -70%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $29.16 ↓ -70%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $29.16 ↓ -70%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $29.16 ↓ -70%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $29.46 ↓ -69%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $29.75 ↓ -69%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $30.06 ↓ -69%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $30.36 ↓ -68%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $30.79 ↓ -68%
HEALTH CHOICES MEDICAL ASSOCIATES $30.79 ↓ -68%
OSCAR OSCAR $45.67 ↓ -53%
CENTIVO CENTIVO $49.40 ↓ -49%
AMBETTER AMBETTER MARKETPLACE $50.00 ↓ -48%
NOVA CLAIMDOC $59.82 ↓ -38%
CLAIMDOC CLAIMDOC $59.82 ↓ -38%
HEALTH PARTNERS HEALTH PARTNERS $85.94 ↓ -11%
MIDLANDS MIDLANDS CHOICE PPO $93.01 ↓ -3%
CIGNA EAP MIDLANDS CHOICE PPO $93.01 ↓ -3%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $93.01 ↓ -3%
AUXIANT MIDLANDS CHOICE PPO $93.01 ↓ -3%
MEDICA MIDLANDS CHOICE PPO $93.01 ↓ -3%
CIGNA MIDLANDS CHOICE PPO $93.01 ↓ -3%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $121.83 ↑ +27%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $131.00 ↑ +36%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $131.00 ↑ +36%
UNITED HEALTHCARE UNITED HEALTHCARE $231.00 ↑ +140%
GEHA UNITED HEALTHCARE $231.00 ↑ +140%
AETNA EAP AETNA $301.50 ↑ +213%
FIRST HEALTH AETNA $301.50 ↑ +213%
WEBTPA AETNA $301.50 ↑ +213%
AETNA AETNA $301.50 ↑ +213%
COVENTRY AETNA $301.50 ↑ +213%
ALLIED BENEFIT SYSTEMS AETNA $301.50 ↑ +213%
MERITAIN AETNA $301.50 ↑ +213%
LUCENT HEALTH AETNA $301.50 ↑ +213%
MEDICAL MUTUAL AETNA $301.50 ↑ +213%
CHRISTIAN BROTHER SERVICES AETNA $301.50 ↑ +213%
LUMINARE HEALTH AETNA $301.50 ↑ +213%
ASR HEALTH BENEFITS AETNA $301.50 ↑ +213%
AETNA DOMESTIC AETNA $301.50 ↑ +213%

Visitor-reported prices

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Pt wheelchair management each 15 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $93.48 $29.26 – $61.57
MercyOne Genesis Davenport West Medical Center Davenport $46.80 $39.57 – $39.57
MercyOne Dubuque Medical Center Dubuque $55.25 $23.91 – $212.00
MercyOne Dyersville Medical Center Dyersville $128.70 $74.84 – $222.87
MercyOne Elkader Medical Center Elkader $128.70 $101.91 – $206.95
MercyOne West Des Moines Medical Center West Des Moines $69.00 $13.87 – $189.00
MercyOne Des Moines Medical Center Des Moines $276.00 $13.87 – $189.00
MercyOne Centerville Medical Center Centerville $198.00 $54.33 – $198.00

All Iowa hospitals for this procedure →