Pt therapeutic procedure >=1 area gait training each 15 minutes at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$77.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$119.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$22.00 with IOWA TOTAL CARE vs $301.50 with FIRST HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $22.00 ↓ -72%
MOLINA MEDICAID MOLINA MEDICAID $22.22 ↓ -71%
WELLPOINT MEDICAID WELLPOINT MEDICAID $22.30 ↓ -71%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $27.27 ↓ -65%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $27.27 ↓ -65%
AMISH HOSPITAL AID AMISH HOSPITAL AID $27.27 ↓ -65%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $27.27 ↓ -65%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $27.55 ↓ -64%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $27.82 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $27.97 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $27.97 ↓ -64%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $28.11 ↓ -64%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $28.39 ↓ -63%
OSCAR OSCAR $42.71 ↓ -45%
CENTIVO CENTIVO $46.20 ↓ -40%
AMBETTER AMBETTER MARKETPLACE $46.75 ↓ -40%
NOVA CLAIMDOC $55.94 ↓ -28%
CLAIMDOC CLAIMDOC $55.94 ↓ -28%
HEALTH PARTNERS HEALTH PARTNERS $78.06 ↑ +1%
MIDLANDS MIDLANDS CHOICE PPO $84.49 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $84.49 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $84.49 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $84.49 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $84.49 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $84.49 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $110.67 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $119.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $119.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $231.00 ↑ +199%
GEHA UNITED HEALTHCARE $231.00 ↑ +199%
AETNA EAP AETNA $301.50 ↑ +290%
ASR HEALTH BENEFITS AETNA $301.50 ↑ +290%
WEBTPA AETNA $301.50 ↑ +290%
LUCENT HEALTH AETNA $301.50 ↑ +290%
COVENTRY AETNA $301.50 ↑ +290%
ALLIED BENEFIT SYSTEMS AETNA $301.50 ↑ +290%
MERITAIN AETNA $301.50 ↑ +290%
CHRISTIAN BROTHER SERVICES AETNA $301.50 ↑ +290%
MEDICAL MUTUAL AETNA $301.50 ↑ +290%
LUMINARE HEALTH AETNA $301.50 ↑ +290%
AETNA AETNA $301.50 ↑ +290%
AETNA DOMESTIC AETNA $301.50 ↑ +290%
FIRST HEALTH AETNA $301.50 ↑ +290%

Visitor-reported prices

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Pt therapeutic procedure >=1 area gait training each 15 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $84.79 $27.40 – $55.85
MercyOne Genesis Davenport West Medical Center Davenport $66.60 $37.06 – $37.06
MercyOne New Hampton Medical Center New Hampton $92.30 $56.22 – $142.00
MercyOne Dyersville Medical Center Dyersville $92.30 $53.68 – $159.84
MercyOne Oelwein Medical Center Oelwein $92.30 $54.27 – $142.00
MercyOne Cedar Falls Medical Center Cedar Falls $77.35 $22.00 – $301.50
MercyOne Elkader Medical Center Elkader $92.30 $73.09 – $148.42
MercyOne Centerville Medical Center Centerville $142.00 $38.96 – $142.00

All Iowa hospitals for this procedure →