Ot management orthotic(s)/prosthetic subsequent encounter each 15 minutes at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$120.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$186.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.71 with MEDICAL ASSOCIATES vs $301.50 with MERITAIN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $43.71 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $43.71 ↓ -64%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $44.48 ↓ -63%
MOLINA MEDICAID MOLINA MEDICAID $44.92 ↓ -63%
WELLPOINT MEDICAID WELLPOINT MEDICAID $45.09 ↓ -63%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $46.32 ↓ -62%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $46.32 ↓ -62%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $46.32 ↓ -62%
AMISH HOSPITAL AID AMISH HOSPITAL AID $46.32 ↓ -62%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $46.79 ↓ -61%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $47.25 ↓ -61%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $47.74 ↓ -61%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $48.22 ↓ -60%
OSCAR OSCAR $72.55 ↓ -40%
CENTIVO CENTIVO $78.47 ↓ -35%
AMBETTER AMBETTER MARKETPLACE $79.41 ↓ -34%
CLAIMDOC CLAIMDOC $95.01 ↓ -21%
NOVA CLAIMDOC $95.01 ↓ -21%
HEALTH PARTNERS HEALTH PARTNERS $122.02 ↑ +1%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $132.06 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $132.06 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $132.06 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $132.06 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $132.06 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $132.06 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $172.98 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $186.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $186.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $231.00 ↑ +91%
GEHA UNITED HEALTHCARE $231.00 ↑ +91%
ALLIED BENEFIT SYSTEMS AETNA $301.50 ↑ +149%
FIRST HEALTH AETNA $301.50 ↑ +149%
COVENTRY AETNA $301.50 ↑ +149%
AETNA DOMESTIC AETNA $301.50 ↑ +149%
CHRISTIAN BROTHER SERVICES AETNA $301.50 ↑ +149%
WEBTPA AETNA $301.50 ↑ +149%
LUCENT HEALTH AETNA $301.50 ↑ +149%
MEDICAL MUTUAL AETNA $301.50 ↑ +149%
AETNA AETNA $301.50 ↑ +149%
AETNA EAP AETNA $301.50 ↑ +149%
LUMINARE HEALTH AETNA $301.50 ↑ +149%
ASR HEALTH BENEFITS AETNA $301.50 ↑ +149%
MERITAIN AETNA $301.50 ↑ +149%

Visitor-reported prices

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Ot management orthotic(s)/prosthetic subsequent encounter each 15 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $156.41 $46.98 – $103.03
MercyOne Genesis Davenport West Medical Center Davenport $84.00 $66.46 – $66.46
MercyOne Dubuque Medical Center Dubuque $87.75 $26.42 – $212.00
MercyOne Dyersville Medical Center Dyersville $128.70 $74.84 – $222.87
MercyOne Clinton Medical Center Clinton $50.70 $22.07 – $195.00
MercyOne West Des Moines Medical Center West Des Moines $143.00 $28.74 – $189.00
MercyOne Des Moines Medical Center Des Moines $92.95 $28.74 – $189.00
MercyOne Centerville Medical Center Centerville $198.00 $54.33 – $198.00

All Iowa hospitals for this procedure →