Mycoplasma antibody igm at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$104.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$161.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.83 with IOWA TOTAL CARE vs $97.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $12.83 ↓ -88%
MOLINA MEDICAID MOLINA MEDICAID $12.96 ↓ -88%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $12.98 ↓ -88%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $12.98 ↓ -88%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $12.98 ↓ -88%
WELLPOINT MEDICAID WELLPOINT MEDICAID $13.01 ↓ -88%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $13.10 ↓ -87%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $13.23 ↓ -87%
GEHA UNITED HEALTHCARE $13.24 ↓ -87%
UNITED HEALTHCARE UNITED HEALTHCARE $13.24 ↓ -87%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $13.37 ↓ -87%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $13.50 ↓ -87%
AMISH HOSPITAL AID AMISH HOSPITAL AID $17.61 ↓ -83%
OSCAR OSCAR $20.32 ↓ -81%
CENTIVO CENTIVO $21.98 ↓ -79%
AMBETTER AMBETTER MARKETPLACE $22.24 ↓ -79%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $22.80 ↓ -78%
HEALTH CHOICES MEDICAL ASSOCIATES $22.80 ↓ -78%
NOVA CLAIMDOC $26.61 ↓ -75%
CLAIMDOC CLAIMDOC $26.61 ↓ -75%
COVENTRY AETNA $36.01 ↓ -66%
ALLIED BENEFIT SYSTEMS AETNA $36.01 ↓ -66%
MERITAIN AETNA $36.01 ↓ -66%
FIRST HEALTH AETNA $36.01 ↓ -66%
ASR HEALTH BENEFITS AETNA $36.01 ↓ -66%
LUCENT HEALTH AETNA $36.01 ↓ -66%
AETNA DOMESTIC AETNA $36.01 ↓ -66%
AETNA AETNA $36.01 ↓ -66%
CHRISTIAN BROTHER SERVICES AETNA $36.01 ↓ -66%
LUMINARE HEALTH AETNA $36.01 ↓ -66%
WEBTPA AETNA $36.01 ↓ -66%
MEDICAL MUTUAL AETNA $36.01 ↓ -66%
AETNA EAP AETNA $36.01 ↓ -66%
HEALTH PARTNERS HEALTH PARTNERS $63.63 ↓ -39%
MEDICA MIDLANDS CHOICE PPO $68.87 ↓ -34%
CIGNA MIDLANDS CHOICE PPO $68.87 ↓ -34%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $68.87 ↓ -34%
AUXIANT MIDLANDS CHOICE PPO $68.87 ↓ -34%
CIGNA EAP MIDLANDS CHOICE PPO $68.87 ↓ -34%
MIDLANDS MIDLANDS CHOICE PPO $68.87 ↓ -34%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $90.21 ↓ -14%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $97.00 ↓ -7%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $97.00 ↓ -7%

Visitor-reported prices

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Mycoplasma antibody igm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $7.94 – $31.99
MercyOne Genesis Davenport West Medical Center Davenport $177.00 $13.24 – $13.24
MercyOne Dubuque Medical Center Dubuque $90.35 $12.83 – $113.00
MercyOne New Hampton Medical Center New Hampton $73.45 $44.74 – $113.00
MercyOne Dyersville Medical Center Dyersville $73.45 $42.71 – $127.19
MercyOne Clinton Medical Center Clinton $104.00 $12.83 – $113.00
MercyOne Oelwein Medical Center Oelwein $73.45 $43.19 – $113.00
MercyOne Cedar Falls Medical Center Cedar Falls $63.05 $12.83 – $97.00

All Iowa hospitals for this procedure →