Morphometric analysis in situ hybridization computer-assisted per specimen each multiplex stain at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$423.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$652.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$153.22 with HEALTH CHOICES vs $765.43 with WEBTPA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $153.22 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $153.22 ↓ -64%
GEHA UNITED HEALTHCARE $157.25 ↓ -63%
UNITED HEALTHCARE UNITED HEALTHCARE $157.25 ↓ -63%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $160.51 ↓ -62%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $160.51 ↓ -62%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $160.51 ↓ -62%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $162.11 ↓ -62%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $163.22 ↓ -61%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $163.72 ↓ -61%
MOLINA MEDICAID MOLINA MEDICAID $164.82 ↓ -61%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $165.42 ↓ -61%
WELLPOINT MEDICAID WELLPOINT MEDICAID $165.46 ↓ -61%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $167.06 ↓ -61%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $174.06 ↓ -59%
BCN DOMESTIC WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - WY WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $174.06 ↓ -59%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - ND WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - KS WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $174.06 ↓ -59%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - AL WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $174.06 ↓ -59%
BLUE SHIELD - CA WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $174.06 ↓ -59%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - AR WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - NM WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - ID WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - VT WELLMARK PPO $174.06 ↓ -59%
KAISER DOMESTIC WELLMARK PPO $174.06 ↓ -59%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - IL WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
WC DOMESTIC WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - MN WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - NE WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - MA WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - FL WELLMARK PPO $174.06 ↓ -59%
BCBS GENERIC WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - OK WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS DOMESTIC WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - MS WELLMARK PPO $174.06 ↓ -59%
PRE-EMPLOYMENT WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - LA WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - TX WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - SC WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - MI WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - MT WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - RI WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - TN WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - FEDERAL WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - NC WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $174.06 ↓ -59%
BLUE CARE NETWORK WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - AZ WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - HI WELLMARK PPO $174.06 ↓ -59%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $174.06 ↓ -59%
AMISH HOSPITAL AID AMISH HOSPITAL AID $217.83 ↓ -49%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $243.45 ↓ -43%
OSCAR OSCAR $251.36 ↓ -41%
CENTIVO CENTIVO $271.88 ↓ -36%
AMBETTER AMBETTER MARKETPLACE $275.16 ↓ -35%
CLAIMDOC CLAIMDOC $329.20 ↓ -22%
NOVA CLAIMDOC $329.20 ↓ -22%
HEALTH PARTNERS HEALTH PARTNERS $427.71 ↑ +1%
AUXIANT MIDLANDS CHOICE PPO $462.92 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $462.92 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $462.92 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $462.92 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $462.92 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $462.92 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $606.36 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $652.00 ↑ +54%
AETNA DOMESTIC AETNA $765.43 ↑ +81%
FIRST HEALTH AETNA $765.43 ↑ +81%
AETNA AETNA $765.43 ↑ +81%
MEDICAL MUTUAL AETNA $765.43 ↑ +81%
ALLIED BENEFIT SYSTEMS AETNA $765.43 ↑ +81%
AETNA EAP AETNA $765.43 ↑ +81%
LUMINARE HEALTH AETNA $765.43 ↑ +81%
LUCENT HEALTH AETNA $765.43 ↑ +81%
MERITAIN AETNA $765.43 ↑ +81%
COVENTRY AETNA $765.43 ↑ +81%
ASR HEALTH BENEFITS AETNA $765.43 ↑ +81%
CHRISTIAN BROTHER SERVICES AETNA $765.43 ↑ +81%
WEBTPA AETNA $765.43 ↑ +81%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Morphometric analysis in situ hybridization computer-assisted per specimen each multiplex stain at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $491.20 $38.20 – $192.44
MercyOne Dubuque Medical Center Dubuque $325.65 $152.85 – $501.00
MercyOne Clinton Medical Center Clinton $185.25 $80.66 – $364.58
MercyOne Cedar Falls Medical Center Cedar Falls $467.35 $157.25 – $765.43
MercyOne West Des Moines Medical Center West Des Moines $733.00 $147.33 – $733.00
MercyOne Centerville Medical Center Centerville $738.00 $202.51 – $738.00
MercyOne Newton Medical Center Newton $479.70 $161.27 – $738.00
MercyOne North Iowa Medical Center Mason City $423.80 $157.25 – $652.00

All Iowa hospitals for this procedure →