Morphine 4 mg/ml injection (wrapper) at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$56,233.78

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$207.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.71 with MEDICAL ASSOCIATES vs $11,681.74 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $0.71 ↓ -100%
HEALTH CHOICES MEDICAL ASSOCIATES $0.71 ↓ -100%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $0.96 ↓ -100%
HEALTH PARTNERS HEALTH PARTNERS $1.97 ↓ -100%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $2.13 ↓ -100%
CIGNA MIDLANDS CHOICE PPO $2.13 ↓ -100%
MIDLANDS MIDLANDS CHOICE PPO $2.13 ↓ -100%
MEDICA MIDLANDS CHOICE PPO $2.13 ↓ -100%
AUXIANT MIDLANDS CHOICE PPO $2.13 ↓ -100%
CIGNA EAP MIDLANDS CHOICE PPO $2.13 ↓ -100%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $2.79 ↓ -100%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $3.00 ↓ -100%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS DOMESTIC WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - FEDERAL WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - FL WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - HI WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $4.55 ↓ -100%
BLUE CROSS - ID WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - IL WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - KS WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - LA WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - MA WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - MI WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - MN WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - MS WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - MT WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - NC WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - ND WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - NE WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - NM WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - OK WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - RI WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - SC WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - TN WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - TX WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - VT WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - WY WELLMARK PPO $4.55 ↓ -100%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $4.55 ↓ -100%
BLUE SHIELD - CA WELLMARK PPO $4.55 ↓ -100%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $4.55 ↓ -100%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $4.55 ↓ -100%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $4.55 ↓ -100%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $4.55 ↓ -100%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $4.55 ↓ -100%
BCBS GENERIC WELLMARK PPO $4.55 ↓ -100%
BCN DOMESTIC WELLMARK PPO $4.55 ↓ -100%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $4.55 ↓ -100%
BLUE CARE NETWORK WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - AL WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - AR WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - AZ WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $4.55 ↓ -100%
KAISER DOMESTIC WELLMARK PPO $4.55 ↓ -100%
PRE-EMPLOYMENT WELLMARK PPO $4.55 ↓ -100%
WC DOMESTIC WELLMARK PPO $4.55 ↓ -100%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $5,695.57 ↓ -90%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $5,695.57 ↓ -90%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $5,695.57 ↓ -90%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $5,752.53 ↓ -90%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $5,791.74 ↓ -90%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $5,809.49 ↓ -90%
LUMINARE HEALTH AETNA $5,817.59 ↓ -90%
MEDICAL MUTUAL AETNA $5,817.59 ↓ -90%
COVENTRY AETNA $5,817.59 ↓ -90%
FIRST HEALTH AETNA $5,817.59 ↓ -90%
AETNA AETNA $5,817.59 ↓ -90%
ASR HEALTH BENEFITS AETNA $5,817.59 ↓ -90%
WEBTPA AETNA $5,817.59 ↓ -90%
LUCENT HEALTH AETNA $5,817.59 ↓ -90%
MERITAIN AETNA $5,817.59 ↓ -90%
ALLIED BENEFIT SYSTEMS AETNA $5,817.59 ↓ -90%
AETNA EAP AETNA $5,817.59 ↓ -90%
AETNA DOMESTIC AETNA $5,817.59 ↓ -90%
CHRISTIAN BROTHER SERVICES AETNA $5,817.59 ↓ -90%
MOLINA MEDICAID MOLINA MEDICAID $5,848.52 ↓ -90%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $5,869.93 ↓ -90%
WELLPOINT MEDICAID WELLPOINT MEDICAID $5,871.24 ↓ -90%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $5,928.05 ↓ -89%
AMISH HOSPITAL AID AMISH HOSPITAL AID $7,729.71 ↓ -86%
OSCAR OSCAR $8,919.39 ↓ -84%
CENTIVO CENTIVO $9,647.61 ↓ -83%
AMBETTER AMBETTER MARKETPLACE $9,763.84 ↓ -83%
NOVA CLAIMDOC $11,681.74 ↓ -79%
CLAIMDOC CLAIMDOC $11,681.74 ↓ -79%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Morphine 4 mg/ml injection (wrapper) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $74.08 $0.32 – $4.63
MercyOne Genesis Davenport West Medical Center Davenport $274.48 not published
MercyOne Dubuque Medical Center Dubuque $207.75 $1.07 – $4.55
MercyOne New Hampton Medical Center New Hampton $207.75 $1.19 – $4.55
MercyOne Dyersville Medical Center Dyersville $207.75 $1.13 – $4.55
MercyOne Clinton Medical Center Clinton $207.75 $0.85 – $30.00
MercyOne Oelwein Medical Center Oelwein $207.75 $1.15 – $4.55
MercyOne Cedar Falls Medical Center Cedar Falls $207.75 $0.71 – $4.55

All Iowa hospitals for this procedure →