Membrane placenta tiss biodfence g3 2x2cm-4sqcm-q4116-cost per sq cm at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$617.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$950.06

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.37 with AETNA MEDICARE ADVANTAGE vs $361.84 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $72.37 ↓ -88%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $73.82 ↓ -88%
MOLINA MEDICAID MOLINA MEDICAID $74.54 ↓ -88%
WELLPOINT MEDICAID WELLPOINT MEDICAID $74.83 ↓ -88%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $85.03 ↓ -86%
HEALTH CHOICES MEDICAL ASSOCIATES $85.03 ↓ -86%
OSCAR OSCAR $112.17 ↓ -82%
CENTIVO CENTIVO $123.75 ↓ -80%
UNITED HEALTHCARE UNITED HEALTHCARE $180.92 ↓ -71%
GEHA UNITED HEALTHCARE $180.92 ↓ -71%
CLAIMDOC CLAIMDOC $217.10 ↓ -65%
NOVA CLAIMDOC $217.10 ↓ -65%
HEALTH PARTNERS HEALTH PARTNERS $237.37 ↓ -62%
CIGNA MIDLANDS CHOICE PPO $256.91 ↓ -58%
CIGNA EAP MIDLANDS CHOICE PPO $256.91 ↓ -58%
MIDLANDS MIDLANDS CHOICE PPO $256.91 ↓ -58%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $256.91 ↓ -58%
AUXIANT MIDLANDS CHOICE PPO $256.91 ↓ -58%
MEDICA MIDLANDS CHOICE PPO $256.91 ↓ -58%
AETNA AETNA $323.12 ↓ -48%
AETNA DOMESTIC AETNA $323.12 ↓ -48%
AETNA EAP AETNA $323.12 ↓ -48%
ALLIED BENEFIT SYSTEMS AETNA $323.12 ↓ -48%
ASR HEALTH BENEFITS AETNA $323.12 ↓ -48%
CHRISTIAN BROTHER SERVICES AETNA $323.12 ↓ -48%
COVENTRY AETNA $323.12 ↓ -48%
FIRST HEALTH AETNA $323.12 ↓ -48%
LUCENT HEALTH AETNA $323.12 ↓ -48%
LUMINARE HEALTH AETNA $323.12 ↓ -48%
MEDICAL MUTUAL AETNA $323.12 ↓ -48%
MERITAIN AETNA $323.12 ↓ -48%
WEBTPA AETNA $323.12 ↓ -48%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $336.51 ↓ -46%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $361.84 ↓ -41%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $361.84 ↓ -41%

Visitor-reported prices

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Membrane placenta tiss biodfence g3 2x2cm-4sqcm-q4116-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo not published $49.54 – $383.38
MercyOne Dubuque Medical Center Dubuque $617.54 $70.12 – $361.84
MercyOne New Hampton Medical Center New Hampton $769.18 $178.43 – $450.70
MercyOne Dyersville Medical Center Dyersville $617.54 $136.78 – $407.29
MercyOne Clinton Medical Center Clinton $617.54 $70.12 – $361.84
MercyOne Oelwein Medical Center Oelwein $617.54 $138.30 – $361.84
MercyOne Cedar Falls Medical Center Cedar Falls $617.54 $62.74 – $361.84
MercyOne Elkader Medical Center Elkader $617.54 $186.24 – $378.20

All Iowa hospitals for this procedure →