Mayo ttfb testosterone bioavailable direct at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$229.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$353.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.25 with AETNA MEDICARE ADVANTAGE vs $353.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $50.25 ↓ -78%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $50.25 ↓ -78%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $50.25 ↓ -78%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $50.76 ↓ -78%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $51.26 ↓ -78%
UNITED HEALTHCARE UNITED HEALTHCARE $51.28 ↓ -78%
GEHA UNITED HEALTHCARE $51.28 ↓ -78%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $51.79 ↓ -77%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $52.31 ↓ -77%
AMISH HOSPITAL AID AMISH HOSPITAL AID $68.20 ↓ -70%
OSCAR OSCAR $78.70 ↓ -66%
HEALTH CHOICES MEDICAL ASSOCIATES $82.96 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $82.96 ↓ -64%
CENTIVO CENTIVO $85.12 ↓ -63%
AMBETTER AMBETTER MARKETPLACE $86.15 ↓ -62%
CLAIMDOC CLAIMDOC $103.07 ↓ -55%
NOVA CLAIMDOC $103.07 ↓ -55%
CHRISTIAN BROTHER SERVICES AETNA $139.56 ↓ -39%
FIRST HEALTH AETNA $139.56 ↓ -39%
ASR HEALTH BENEFITS AETNA $139.56 ↓ -39%
COVENTRY AETNA $139.56 ↓ -39%
AETNA AETNA $139.56 ↓ -39%
LUCENT HEALTH AETNA $139.56 ↓ -39%
LUMINARE HEALTH AETNA $139.56 ↓ -39%
AETNA DOMESTIC AETNA $139.56 ↓ -39%
AETNA EAP AETNA $139.56 ↓ -39%
MEDICAL MUTUAL AETNA $139.56 ↓ -39%
WEBTPA AETNA $139.56 ↓ -39%
ALLIED BENEFIT SYSTEMS AETNA $139.56 ↓ -39%
MERITAIN AETNA $139.56 ↓ -39%
HEALTH PARTNERS HEALTH PARTNERS $231.57 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $250.63 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $250.63 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $250.63 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $250.63 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $250.63 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $250.63 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $328.29 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $353.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $353.00 ↑ +54%

Visitor-reported prices

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Mayo ttfb testosterone bioavailable direct at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $116.00 $30.77 – $79.78
MercyOne Dubuque Medical Center Dubuque $46.80 $26.35 – $103.07
MercyOne Clinton Medical Center Clinton $97.50 $42.45 – $150.00
MercyOne Cedar Falls Medical Center Cedar Falls $139.75 $50.25 – $215.00
MercyOne West Des Moines Medical Center West Des Moines $215.00 $43.22 – $215.00
MercyOne Des Moines Medical Center Des Moines $139.75 $43.22 – $215.00
MercyOne Centerville Medical Center Centerville $72.00 $19.76 – $72.00
MercyOne Newton Medical Center Newton $46.80 $41.04 – $103.07

All Iowa hospitals for this procedure →