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Mayo semb semen analysis volume/count/motility/differential strict morphologic criteria at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$146.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$225.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.02 with IOWA TOTAL CARE vs $225.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $15.02 ↓ -90%
MOLINA MEDICAID MOLINA MEDICAID $15.17 ↓ -90%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $15.19 ↓ -90%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $15.19 ↓ -90%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $15.19 ↓ -90%
WELLPOINT MEDICAID WELLPOINT MEDICAID $15.23 ↓ -90%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $15.34 ↓ -90%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $15.49 ↓ -89%
UNITED HEALTHCARE UNITED HEALTHCARE $15.50 ↓ -89%
GEHA UNITED HEALTHCARE $15.50 ↓ -89%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $15.66 ↓ -89%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $15.81 ↓ -89%
AMISH HOSPITAL AID AMISH HOSPITAL AID $20.62 ↓ -86%
OSCAR OSCAR $23.79 ↓ -84%
CENTIVO CENTIVO $25.73 ↓ -82%
AMBETTER AMBETTER MARKETPLACE $26.04 ↓ -82%
NOVA CLAIMDOC $31.16 ↓ -79%
CLAIMDOC CLAIMDOC $31.16 ↓ -79%
AETNA DOMESTIC AETNA $42.20 ↓ -71%
COVENTRY AETNA $42.20 ↓ -71%
LUCENT HEALTH AETNA $42.20 ↓ -71%
LUMINARE HEALTH AETNA $42.20 ↓ -71%
MEDICAL MUTUAL AETNA $42.20 ↓ -71%
CHRISTIAN BROTHER SERVICES AETNA $42.20 ↓ -71%
MERITAIN AETNA $42.20 ↓ -71%
ASR HEALTH BENEFITS AETNA $42.20 ↓ -71%
AETNA AETNA $42.20 ↓ -71%
ALLIED BENEFIT SYSTEMS AETNA $42.20 ↓ -71%
WEBTPA AETNA $42.20 ↓ -71%
AETNA EAP AETNA $42.20 ↓ -71%
FIRST HEALTH AETNA $42.20 ↓ -71%
HEALTH CHOICES MEDICAL ASSOCIATES $52.88 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $52.88 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $147.60 ↑ +1%
AUXIANT MIDLANDS CHOICE PPO $159.75 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $159.75 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $159.75 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $159.75 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $159.75 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $159.75 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $209.25 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $225.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $225.00 ↑ +54%

Visitor-reported prices

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Mayo semb semen analysis volume/count/motility/differential strict morphologic criteria at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $56.44 $15.50 – $37.17
MercyOne Dubuque Medical Center Dubuque $40.30 $15.02 – $62.00
MercyOne New Hampton Medical Center New Hampton $46.15 $28.11 – $71.00
MercyOne Clinton Medical Center Clinton $40.30 $15.02 – $62.00
MercyOne Des Moines Medical Center Des Moines $89.70 $15.02 – $138.00
MercyOne Newton Medical Center Newton $46.15 $15.02 – $71.00
MercyOne North Iowa Medical Center Mason City $91.00 $15.02 – $140.00
UnityPoint Health - Finley Hospital Dubuque $56.44 $3.50 – $56.43

All Iowa hospitals for this procedure →