Mayo paval fluorescent antibody screen agna type 1 at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$245.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$378.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.68 with IOWA TOTAL CARE vs $171.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $11.68 ↓ -95%
MOLINA MEDICAID MOLINA MEDICAID $11.79 ↓ -95%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $11.81 ↓ -95%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $11.81 ↓ -95%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $11.81 ↓ -95%
WELLPOINT MEDICAID WELLPOINT MEDICAID $11.84 ↓ -95%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $11.93 ↓ -95%
GEHA UNITED HEALTHCARE $12.05 ↓ -95%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $12.05 ↓ -95%
UNITED HEALTHCARE UNITED HEALTHCARE $12.05 ↓ -95%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $12.17 ↓ -95%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $12.29 ↓ -95%
AMISH HOSPITAL AID AMISH HOSPITAL AID $16.03 ↓ -93%
OSCAR OSCAR $18.49 ↓ -92%
CENTIVO CENTIVO $20.00 ↓ -92%
AMBETTER AMBETTER MARKETPLACE $20.24 ↓ -92%
NOVA CLAIMDOC $24.22 ↓ -90%
CLAIMDOC CLAIMDOC $24.22 ↓ -90%
COVENTRY AETNA $32.80 ↓ -87%
LUMINARE HEALTH AETNA $32.80 ↓ -87%
CHRISTIAN BROTHER SERVICES AETNA $32.80 ↓ -87%
LUCENT HEALTH AETNA $32.80 ↓ -87%
AETNA AETNA $32.80 ↓ -87%
ASR HEALTH BENEFITS AETNA $32.80 ↓ -87%
FIRST HEALTH AETNA $32.80 ↓ -87%
AETNA DOMESTIC AETNA $32.80 ↓ -87%
ALLIED BENEFIT SYSTEMS AETNA $32.80 ↓ -87%
MERITAIN AETNA $32.80 ↓ -87%
WEBTPA AETNA $32.80 ↓ -87%
MEDICAL MUTUAL AETNA $32.80 ↓ -87%
AETNA EAP AETNA $32.80 ↓ -87%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $40.19 ↓ -84%
HEALTH CHOICES MEDICAL ASSOCIATES $40.19 ↓ -84%
HEALTH PARTNERS HEALTH PARTNERS $112.18 ↓ -54%
MEDICA MIDLANDS CHOICE PPO $121.41 ↓ -51%
CIGNA MIDLANDS CHOICE PPO $121.41 ↓ -51%
CIGNA EAP MIDLANDS CHOICE PPO $121.41 ↓ -51%
MIDLANDS MIDLANDS CHOICE PPO $121.41 ↓ -51%
AUXIANT MIDLANDS CHOICE PPO $121.41 ↓ -51%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $121.41 ↓ -51%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $159.03 ↓ -35%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $171.00 ↓ -30%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $171.00 ↓ -30%

Visitor-reported prices

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Mayo paval fluorescent antibody screen agna type 1 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $7.23 – $31.99
MercyOne Genesis Davenport West Medical Center Davenport $279.00 $12.05 – $12.05
MercyOne Dubuque Medical Center Dubuque $67.60 $11.68 – $104.00
MercyOne New Hampton Medical Center New Hampton $94.90 $57.80 – $146.00
MercyOne Dyersville Medical Center Dyersville $94.90 $55.19 – $164.34
MercyOne Clinton Medical Center Clinton $111.15 $11.68 – $171.00
MercyOne Oelwein Medical Center Oelwein $94.90 $55.80 – $146.00
MercyOne Cedar Falls Medical Center Cedar Falls $349.05 $11.68 – $326.00

All Iowa hospitals for this procedure →