Mayo muscle-specific kinase (musk) antibody at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$644.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$992.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.83 with IOWA TOTAL CARE vs $992.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $17.83 ↓ -97%
MOLINA MEDICAID MOLINA MEDICAID $18.00 ↓ -97%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $18.03 ↓ -97%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $18.03 ↓ -97%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $18.03 ↓ -97%
WELLPOINT MEDICAID WELLPOINT MEDICAID $18.07 ↓ -97%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $18.21 ↓ -97%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $18.39 ↓ -97%
GEHA UNITED HEALTHCARE $18.40 ↓ -97%
UNITED HEALTHCARE UNITED HEALTHCARE $18.40 ↓ -97%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $18.58 ↓ -97%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $18.77 ↓ -97%
AMISH HOSPITAL AID AMISH HOSPITAL AID $24.47 ↓ -96%
OSCAR OSCAR $28.24 ↓ -96%
CENTIVO CENTIVO $30.54 ↓ -95%
AMBETTER AMBETTER MARKETPLACE $30.91 ↓ -95%
NOVA CLAIMDOC $36.98 ↓ -94%
CLAIMDOC CLAIMDOC $36.98 ↓ -94%
COVENTRY AETNA $50.08 ↓ -92%
LUMINARE HEALTH AETNA $50.08 ↓ -92%
CHRISTIAN BROTHER SERVICES AETNA $50.08 ↓ -92%
LUCENT HEALTH AETNA $50.08 ↓ -92%
AETNA AETNA $50.08 ↓ -92%
ASR HEALTH BENEFITS AETNA $50.08 ↓ -92%
FIRST HEALTH AETNA $50.08 ↓ -92%
AETNA DOMESTIC AETNA $50.08 ↓ -92%
ALLIED BENEFIT SYSTEMS AETNA $50.08 ↓ -92%
MERITAIN AETNA $50.08 ↓ -92%
WEBTPA AETNA $50.08 ↓ -92%
MEDICAL MUTUAL AETNA $50.08 ↓ -92%
AETNA EAP AETNA $50.08 ↓ -92%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $233.12 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $233.12 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $650.75 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $704.32 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $704.32 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $704.32 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $704.32 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $704.32 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $704.32 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $922.56 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $992.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $992.00 ↑ +54%

Visitor-reported prices

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Mayo muscle-specific kinase (musk) antibody at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $11.04 – $36.54
MercyOne Genesis Davenport West Medical Center Davenport $86.40 $18.40 – $18.40
MercyOne Dubuque Medical Center Dubuque $339.30 $17.83 – $522.00
MercyOne New Hampton Medical Center New Hampton $250.90 $24.47 – $386.00
MercyOne Clinton Medical Center Clinton $537.55 $17.83 – $827.00
MercyOne Oelwein Medical Center Oelwein $250.90 $24.47 – $386.00
MercyOne West Des Moines Medical Center West Des Moines $300.00 $17.83 – $300.00
MercyOne Des Moines Medical Center Des Moines $195.00 $17.83 – $300.00

All Iowa hospitals for this procedure →