Mayo mgrm acetylcholine receptor binding antibody at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$323.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.83 with IOWA TOTAL CARE vs $120.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $17.83 ↓ -94%
MOLINA MEDICAID MOLINA MEDICAID $18.00 ↓ -94%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $18.03 ↓ -94%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $18.03 ↓ -94%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $18.03 ↓ -94%
WELLPOINT MEDICAID WELLPOINT MEDICAID $18.07 ↓ -94%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $18.21 ↓ -94%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $18.39 ↓ -94%
GEHA UNITED HEALTHCARE $18.40 ↓ -94%
UNITED HEALTHCARE UNITED HEALTHCARE $18.40 ↓ -94%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $18.58 ↓ -94%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $18.77 ↓ -94%
AMISH HOSPITAL AID AMISH HOSPITAL AID $24.47 ↓ -92%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $28.20 ↓ -91%
HEALTH CHOICES MEDICAL ASSOCIATES $28.20 ↓ -91%
OSCAR OSCAR $28.24 ↓ -91%
CENTIVO CENTIVO $30.54 ↓ -91%
AMBETTER AMBETTER MARKETPLACE $30.91 ↓ -90%
CLAIMDOC CLAIMDOC $36.98 ↓ -89%
NOVA CLAIMDOC $36.98 ↓ -89%
MERITAIN AETNA $50.08 ↓ -84%
ASR HEALTH BENEFITS AETNA $50.08 ↓ -84%
AETNA AETNA $50.08 ↓ -84%
LUCENT HEALTH AETNA $50.08 ↓ -84%
AETNA DOMESTIC AETNA $50.08 ↓ -84%
FIRST HEALTH AETNA $50.08 ↓ -84%
COVENTRY AETNA $50.08 ↓ -84%
ALLIED BENEFIT SYSTEMS AETNA $50.08 ↓ -84%
CHRISTIAN BROTHER SERVICES AETNA $50.08 ↓ -84%
LUMINARE HEALTH AETNA $50.08 ↓ -84%
WEBTPA AETNA $50.08 ↓ -84%
MEDICAL MUTUAL AETNA $50.08 ↓ -84%
AETNA EAP AETNA $50.08 ↓ -84%
HEALTH PARTNERS HEALTH PARTNERS $78.72 ↓ -76%
MEDICA MIDLANDS CHOICE PPO $85.20 ↓ -74%
CIGNA MIDLANDS CHOICE PPO $85.20 ↓ -74%
AUXIANT MIDLANDS CHOICE PPO $85.20 ↓ -74%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $85.20 ↓ -74%
CIGNA EAP MIDLANDS CHOICE PPO $85.20 ↓ -74%
MIDLANDS MIDLANDS CHOICE PPO $85.20 ↓ -74%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $111.60 ↓ -65%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $120.00 ↓ -63%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $120.00 ↓ -63%

Visitor-reported prices

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Mayo mgrm acetylcholine receptor binding antibody at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $11.04 – $36.54
MercyOne Genesis Davenport West Medical Center Davenport $86.40 $18.40 – $18.40
MercyOne Dubuque Medical Center Dubuque $78.00 $17.83 – $120.00
MercyOne New Hampton Medical Center New Hampton $78.00 $24.47 – $120.00
MercyOne Dyersville Medical Center Dyersville $78.00 $24.47 – $120.00
MercyOne Clinton Medical Center Clinton $78.00 $17.83 – $120.00
MercyOne Oelwein Medical Center Oelwein $78.00 $24.47 – $120.00
MercyOne Cedar Falls Medical Center Cedar Falls $78.00 $17.83 – $120.00

All Iowa hospitals for this procedure →