Mayo infectious disease hepatitis c chronic six biochemical assays at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$241.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$371.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.95 with IOWA TOTAL CARE vs $371.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $69.95 ↓ -71%
MOLINA MEDICAID MOLINA MEDICAID $70.64 ↓ -71%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $70.75 ↓ -71%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $70.75 ↓ -71%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $70.75 ↓ -71%
WELLPOINT MEDICAID WELLPOINT MEDICAID $70.91 ↓ -71%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $71.45 ↓ -70%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $72.16 ↓ -70%
GEHA UNITED HEALTHCARE $72.19 ↓ -70%
UNITED HEALTHCARE UNITED HEALTHCARE $72.19 ↓ -70%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $72.91 ↓ -70%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $73.63 ↓ -69%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $87.19 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $87.19 ↓ -64%
AMISH HOSPITAL AID AMISH HOSPITAL AID $96.01 ↓ -60%
OSCAR OSCAR $110.79 ↓ -54%
CENTIVO CENTIVO $119.84 ↓ -50%
AMBETTER AMBETTER MARKETPLACE $121.28 ↓ -50%
NOVA CLAIMDOC $145.10 ↓ -40%
CLAIMDOC CLAIMDOC $145.10 ↓ -40%
AETNA DOMESTIC AETNA $196.46 ↓ -19%
COVENTRY AETNA $196.46 ↓ -19%
LUMINARE HEALTH AETNA $196.46 ↓ -19%
MEDICAL MUTUAL AETNA $196.46 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $196.46 ↓ -19%
MERITAIN AETNA $196.46 ↓ -19%
ASR HEALTH BENEFITS AETNA $196.46 ↓ -19%
AETNA AETNA $196.46 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $196.46 ↓ -19%
WEBTPA AETNA $196.46 ↓ -19%
AETNA EAP AETNA $196.46 ↓ -19%
FIRST HEALTH AETNA $196.46 ↓ -19%
LUCENT HEALTH AETNA $196.46 ↓ -19%
HEALTH PARTNERS HEALTH PARTNERS $243.38 ↑ +1%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $263.41 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $263.41 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $263.41 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $263.41 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $263.41 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $263.41 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $345.03 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $371.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $371.00 ↑ +54%

Visitor-reported prices

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Mayo infectious disease hepatitis c chronic six biochemical assays at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $144.80 $43.31 – $101.08
MercyOne Genesis Davenport West Medical Center Davenport $152.40 $72.19 – $72.19
MercyOne Dubuque Medical Center Dubuque $273.65 $69.95 – $421.00
MercyOne New Hampton Medical Center New Hampton $295.10 $179.74 – $454.00
MercyOne Dyersville Medical Center Dyersville $295.10 $171.61 – $511.02
MercyOne Clinton Medical Center Clinton $273.65 $69.95 – $421.00
MercyOne Oelwein Medical Center Oelwein $295.10 $173.52 – $454.00
MercyOne Cedar Falls Medical Center Cedar Falls $241.15 $69.95 – $371.00

All Iowa hospitals for this procedure →