Mayo factor viii vw factor ristocetin cofactor at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$183.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$282.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.23 with IOWA TOTAL CARE vs $282.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $22.23 ↓ -88%
MOLINA MEDICAID MOLINA MEDICAID $22.44 ↓ -88%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $22.48 ↓ -88%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $22.48 ↓ -88%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $22.48 ↓ -88%
WELLPOINT MEDICAID WELLPOINT MEDICAID $22.53 ↓ -88%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $22.71 ↓ -88%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $22.93 ↓ -87%
GEHA UNITED HEALTHCARE $22.94 ↓ -87%
UNITED HEALTHCARE UNITED HEALTHCARE $22.94 ↓ -87%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $23.17 ↓ -87%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $23.40 ↓ -87%
AMISH HOSPITAL AID AMISH HOSPITAL AID $30.51 ↓ -83%
OSCAR OSCAR $35.21 ↓ -81%
CENTIVO CENTIVO $38.08 ↓ -79%
AMBETTER AMBETTER MARKETPLACE $38.54 ↓ -79%
NOVA CLAIMDOC $46.11 ↓ -75%
CLAIMDOC CLAIMDOC $46.11 ↓ -75%
COVENTRY AETNA $62.41 ↓ -66%
LUMINARE HEALTH AETNA $62.41 ↓ -66%
CHRISTIAN BROTHER SERVICES AETNA $62.41 ↓ -66%
LUCENT HEALTH AETNA $62.41 ↓ -66%
AETNA AETNA $62.41 ↓ -66%
ASR HEALTH BENEFITS AETNA $62.41 ↓ -66%
FIRST HEALTH AETNA $62.41 ↓ -66%
AETNA DOMESTIC AETNA $62.41 ↓ -66%
ALLIED BENEFIT SYSTEMS AETNA $62.41 ↓ -66%
MERITAIN AETNA $62.41 ↓ -66%
WEBTPA AETNA $62.41 ↓ -66%
MEDICAL MUTUAL AETNA $62.41 ↓ -66%
AETNA EAP AETNA $62.41 ↓ -66%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $66.27 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $66.27 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $184.99 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $200.22 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $200.22 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $200.22 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $200.22 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $200.22 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $200.22 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $262.26 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $282.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $282.00 ↑ +54%

Visitor-reported prices

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Mayo factor viii vw factor ristocetin cofactor at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $95.72 $13.76 – $63.05
MercyOne Genesis Davenport West Medical Center Davenport $252.00 $22.94 – $22.94
MercyOne Dubuque Medical Center Dubuque $302.90 $22.23 – $466.00
MercyOne New Hampton Medical Center New Hampton $231.40 $140.94 – $356.00
MercyOne West Des Moines Medical Center West Des Moines $101.00 $20.30 – $101.00
MercyOne Des Moines Medical Center Des Moines $65.65 $20.30 – $101.00
MercyOne Centerville Medical Center Centerville $356.00 $97.69 – $356.00
MercyOne Newton Medical Center Newton $231.40 $22.23 – $356.00

All Iowa hospitals for this procedure →