Mayo covid-19 antibody nucleocapsid total at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$91.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$141.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.39 with MEDICAL ASSOCIATES vs $148.89 with ASR HEALTH BENEFITS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $21.39 ↓ -77%
HEALTH CHOICES MEDICAL ASSOCIATES $21.39 ↓ -77%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $40.82 ↓ -55%
MOLINA MEDICAID MOLINA MEDICAID $41.22 ↓ -55%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $41.29 ↓ -55%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $41.29 ↓ -55%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $41.29 ↓ -55%
WELLPOINT MEDICAID WELLPOINT MEDICAID $41.38 ↓ -55%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $41.70 ↓ -55%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $42.11 ↓ -54%
GEHA UNITED HEALTHCARE $42.13 ↓ -54%
UNITED HEALTHCARE UNITED HEALTHCARE $42.13 ↓ -54%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $42.55 ↓ -54%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $42.97 ↓ -53%
AMISH HOSPITAL AID AMISH HOSPITAL AID $56.03 ↓ -39%
HEALTH PARTNERS HEALTH PARTNERS $59.70 ↓ -35%
MEDICA MIDLANDS CHOICE PPO $64.61 ↓ -30%
MIDLANDS MIDLANDS CHOICE PPO $64.61 ↓ -30%
CIGNA MIDLANDS CHOICE PPO $64.61 ↓ -30%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $64.61 ↓ -30%
CIGNA EAP MIDLANDS CHOICE PPO $64.61 ↓ -30%
AUXIANT MIDLANDS CHOICE PPO $64.61 ↓ -30%
OSCAR OSCAR $64.66 ↓ -29%
CENTIVO CENTIVO $69.94 ↓ -24%
AMBETTER AMBETTER MARKETPLACE $70.78 ↓ -23%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $84.63 ↓ -8%
NOVA CLAIMDOC $84.68 ↓ -8%
CLAIMDOC CLAIMDOC $84.68 ↓ -8%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $91.00 ↓ -1%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $91.00 ↓ -1%
AETNA AETNA $148.89 ↑ +62%
MERITAIN AETNA $148.89 ↑ +62%
ALLIED BENEFIT SYSTEMS AETNA $148.89 ↑ +62%
COVENTRY AETNA $148.89 ↑ +62%
LUMINARE HEALTH AETNA $148.89 ↑ +62%
CHRISTIAN BROTHER SERVICES AETNA $148.89 ↑ +62%
WEBTPA AETNA $148.89 ↑ +62%
LUCENT HEALTH AETNA $148.89 ↑ +62%
MEDICAL MUTUAL AETNA $148.89 ↑ +62%
AETNA DOMESTIC AETNA $148.89 ↑ +62%
FIRST HEALTH AETNA $148.89 ↑ +62%
AETNA EAP AETNA $148.89 ↑ +62%
ASR HEALTH BENEFITS AETNA $148.89 ↑ +62%

Visitor-reported prices

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Mayo covid-19 antibody nucleocapsid total at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $84.80 $25.28 – $68.83
MercyOne Genesis Davenport West Medical Center Davenport $45.00 $42.13 – $42.13
MercyOne Dubuque Medical Center Dubuque $91.65 $40.82 – $141.00
MercyOne New Hampton Medical Center New Hampton $91.65 $41.29 – $141.00
MercyOne Cedar Falls Medical Center Cedar Falls $32.50 $11.75 – $148.89
MercyOne Des Moines Medical Center Des Moines $91.65 $28.34 – $141.00
MercyOne Centerville Medical Center Centerville $141.00 $38.83 – $141.00
MercyOne North Iowa Medical Center Mason City $91.65 $36.10 – $141.00

All Iowa hospitals for this procedure →