Mayo cortisol free at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$220.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$339.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.19 with IOWA TOTAL CARE vs $140.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $16.19 ↓ -93%
MOLINA MEDICAID MOLINA MEDICAID $16.35 ↓ -93%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $16.38 ↓ -93%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $16.38 ↓ -93%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $16.38 ↓ -93%
WELLPOINT MEDICAID WELLPOINT MEDICAID $16.41 ↓ -93%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $16.54 ↓ -92%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $16.70 ↓ -92%
GEHA UNITED HEALTHCARE $16.71 ↓ -92%
UNITED HEALTHCARE UNITED HEALTHCARE $16.71 ↓ -92%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $16.88 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $17.04 ↓ -92%
AMISH HOSPITAL AID AMISH HOSPITAL AID $22.22 ↓ -90%
OSCAR OSCAR $25.64 ↓ -88%
CENTIVO CENTIVO $27.74 ↓ -87%
AMBETTER AMBETTER MARKETPLACE $28.07 ↓ -87%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $32.90 ↓ -85%
HEALTH CHOICES MEDICAL ASSOCIATES $32.90 ↓ -85%
NOVA CLAIMDOC $33.59 ↓ -85%
CLAIMDOC CLAIMDOC $33.59 ↓ -85%
COVENTRY AETNA $45.48 ↓ -79%
ALLIED BENEFIT SYSTEMS AETNA $45.48 ↓ -79%
MERITAIN AETNA $45.48 ↓ -79%
FIRST HEALTH AETNA $45.48 ↓ -79%
ASR HEALTH BENEFITS AETNA $45.48 ↓ -79%
LUCENT HEALTH AETNA $45.48 ↓ -79%
AETNA DOMESTIC AETNA $45.48 ↓ -79%
AETNA AETNA $45.48 ↓ -79%
CHRISTIAN BROTHER SERVICES AETNA $45.48 ↓ -79%
LUMINARE HEALTH AETNA $45.48 ↓ -79%
WEBTPA AETNA $45.48 ↓ -79%
MEDICAL MUTUAL AETNA $45.48 ↓ -79%
AETNA EAP AETNA $45.48 ↓ -79%
HEALTH PARTNERS HEALTH PARTNERS $91.84 ↓ -58%
MEDICA MIDLANDS CHOICE PPO $99.40 ↓ -55%
CIGNA MIDLANDS CHOICE PPO $99.40 ↓ -55%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $99.40 ↓ -55%
AUXIANT MIDLANDS CHOICE PPO $99.40 ↓ -55%
CIGNA EAP MIDLANDS CHOICE PPO $99.40 ↓ -55%
MIDLANDS MIDLANDS CHOICE PPO $99.40 ↓ -55%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $130.20 ↓ -41%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $140.00 ↓ -36%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $140.00 ↓ -36%

Visitor-reported prices

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Mayo cortisol free at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $64.28 $10.03 – $42.34
MercyOne Genesis Davenport West Medical Center Davenport $192.00 $16.71 – $16.71
MercyOne Dubuque Medical Center Dubuque $300.30 $16.19 – $462.00
MercyOne New Hampton Medical Center New Hampton $109.85 $16.71 – $144.00
MercyOne Clinton Medical Center Clinton $159.25 $16.19 – $168.00
MercyOne Oelwein Medical Center Oelwein $109.85 $16.71 – $169.00
MercyOne Cedar Falls Medical Center Cedar Falls $102.05 $16.19 – $157.00
MercyOne West Des Moines Medical Center West Des Moines $183.00 $16.19 – $183.00

All Iowa hospitals for this procedure →