Mayo cdcom hla class ii typing low resolution one locus each at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$478.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$736.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$119.78 with AETNA MEDICARE ADVANTAGE vs $736.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $119.78 ↓ -75%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $119.78 ↓ -75%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $119.78 ↓ -75%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $120.97 ↓ -75%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $122.17 ↓ -74%
UNITED HEALTHCARE UNITED HEALTHCARE $122.22 ↓ -74%
GEHA UNITED HEALTHCARE $122.22 ↓ -74%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $123.44 ↓ -74%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $124.66 ↓ -74%
AMISH HOSPITAL AID AMISH HOSPITAL AID $162.55 ↓ -66%
HEALTH CHOICES MEDICAL ASSOCIATES $172.96 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $172.96 ↓ -64%
OSCAR OSCAR $187.57 ↓ -61%
CENTIVO CENTIVO $202.89 ↓ -58%
AMBETTER AMBETTER MARKETPLACE $205.33 ↓ -57%
CLAIMDOC CLAIMDOC $245.66 ↓ -49%
NOVA CLAIMDOC $245.66 ↓ -49%
CHRISTIAN BROTHER SERVICES AETNA $332.58 ↓ -30%
FIRST HEALTH AETNA $332.58 ↓ -30%
ASR HEALTH BENEFITS AETNA $332.58 ↓ -30%
COVENTRY AETNA $332.58 ↓ -30%
AETNA AETNA $332.58 ↓ -30%
LUCENT HEALTH AETNA $332.58 ↓ -30%
LUMINARE HEALTH AETNA $332.58 ↓ -30%
AETNA DOMESTIC AETNA $332.58 ↓ -30%
AETNA EAP AETNA $332.58 ↓ -30%
MEDICAL MUTUAL AETNA $332.58 ↓ -30%
WEBTPA AETNA $332.58 ↓ -30%
ALLIED BENEFIT SYSTEMS AETNA $332.58 ↓ -30%
MERITAIN AETNA $332.58 ↓ -30%
HEALTH PARTNERS HEALTH PARTNERS $482.82 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $522.56 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $522.56 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $522.56 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $522.56 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $522.56 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $522.56 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $684.48 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $736.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $736.00 ↑ +54%

Visitor-reported prices

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Mayo cdcom hla class ii typing low resolution one locus each at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $274.40 $73.33 – $190.12
MercyOne Dubuque Medical Center Dubuque $478.40 $119.78 – $736.00
MercyOne New Hampton Medical Center New Hampton $317.20 $193.20 – $488.00
MercyOne Dyersville Medical Center Dyersville $317.20 $184.46 – $549.29
MercyOne Clinton Medical Center Clinton $478.40 $78.11 – $276.00
MercyOne Cedar Falls Medical Center Cedar Falls $478.40 $54.05 – $332.58
MercyOne Elkader Medical Center Elkader $317.20 $251.17 – $510.06
MercyOne Des Moines Medical Center Des Moines $478.40 $119.78 – $736.00

All Iowa hospitals for this procedure →