Mayo analysis gene calr common variants exon 9 at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$752.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,158.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$117.86 with IOWA TOTAL CARE vs $1,158.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $117.86 ↓ -84%
MOLINA MEDICAID MOLINA MEDICAID $119.02 ↓ -84%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $119.20 ↓ -84%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $119.20 ↓ -84%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $119.20 ↓ -84%
WELLPOINT MEDICAID WELLPOINT MEDICAID $119.48 ↓ -84%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $120.39 ↓ -84%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $121.58 ↓ -84%
UNITED HEALTHCARE UNITED HEALTHCARE $121.63 ↓ -84%
GEHA UNITED HEALTHCARE $121.63 ↓ -84%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $122.85 ↓ -84%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $124.06 ↓ -84%
AMISH HOSPITAL AID AMISH HOSPITAL AID $161.77 ↓ -79%
OSCAR OSCAR $186.67 ↓ -75%
CENTIVO CENTIVO $201.91 ↓ -73%
AMBETTER AMBETTER MARKETPLACE $204.34 ↓ -73%
CLAIMDOC CLAIMDOC $244.48 ↓ -68%
NOVA CLAIMDOC $244.48 ↓ -68%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $272.13 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $272.13 ↓ -64%
AETNA DOMESTIC AETNA $330.99 ↓ -56%
COVENTRY AETNA $330.99 ↓ -56%
LUMINARE HEALTH AETNA $330.99 ↓ -56%
MEDICAL MUTUAL AETNA $330.99 ↓ -56%
CHRISTIAN BROTHER SERVICES AETNA $330.99 ↓ -56%
MERITAIN AETNA $330.99 ↓ -56%
ASR HEALTH BENEFITS AETNA $330.99 ↓ -56%
AETNA AETNA $330.99 ↓ -56%
ALLIED BENEFIT SYSTEMS AETNA $330.99 ↓ -56%
WEBTPA AETNA $330.99 ↓ -56%
AETNA EAP AETNA $330.99 ↓ -56%
FIRST HEALTH AETNA $330.99 ↓ -56%
LUCENT HEALTH AETNA $330.99 ↓ -56%
HEALTH PARTNERS HEALTH PARTNERS $759.65 ↑ +1%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $822.18 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $822.18 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $822.18 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $822.18 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $822.18 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $822.18 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $1,076.94 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $1,158.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,158.00 ↑ +54%

Visitor-reported prices

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Mayo analysis gene calr common variants exon 9 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $265.60 $72.98 – $189.21
MercyOne Genesis Davenport West Medical Center Davenport $336.00 $121.63 – $121.63
MercyOne Dubuque Medical Center Dubuque $637.00 $117.86 – $980.00
MercyOne Clinton Medical Center Clinton $420.55 $117.86 – $647.00
MercyOne West Des Moines Medical Center West Des Moines $980.00 $117.86 – $980.00
MercyOne Des Moines Medical Center Des Moines $637.00 $117.86 – $980.00
MercyOne Centerville Medical Center Centerville $365.00 $100.16 – $365.00
MercyOne North Iowa Medical Center Mason City $4,054.00 $9.09 – $980.00

All Iowa hospitals for this procedure →