Mayo alcohol biomarkers definitive assay 1 or 2 phosphatidylethanol confirmation at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$97.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$150.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.04 with COVENTRY vs $150.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
COVENTRY AETNA $0.04 ↓ -100%
FIRST HEALTH AETNA $0.04 ↓ -100%
AETNA EAP AETNA $0.04 ↓ -100%
MERITAIN AETNA $0.04 ↓ -100%
ALLIED BENEFIT SYSTEMS AETNA $0.04 ↓ -100%
ASR HEALTH BENEFITS AETNA $0.04 ↓ -100%
MEDICAL MUTUAL AETNA $0.04 ↓ -100%
AETNA DOMESTIC AETNA $0.04 ↓ -100%
LUMINARE HEALTH AETNA $0.04 ↓ -100%
CHRISTIAN BROTHER SERVICES AETNA $0.04 ↓ -100%
LUCENT HEALTH AETNA $0.04 ↓ -100%
WEBTPA AETNA $0.04 ↓ -100%
AETNA AETNA $0.04 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $35.25 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $35.25 ↓ -64%
OSCAR OSCAR $46.50 ↓ -52%
CENTIVO CENTIVO $51.30 ↓ -47%
CLAIMDOC CLAIMDOC $90.00 ↓ -8%
NOVA CLAIMDOC $90.00 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $98.40 ↑ +1%
AUXIANT MIDLANDS CHOICE PPO $106.50 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $106.50 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $106.50 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $106.50 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $106.50 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $106.50 ↑ +9%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $112.14 ↑ +15%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $112.14 ↑ +15%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $113.26 ↑ +16%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $114.38 ↑ +17%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $115.57 ↑ +19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $116.72 ↑ +20%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $139.50 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $150.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $150.00 ↑ +54%

Visitor-reported prices

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Mayo alcohol biomarkers definitive assay 1 or 2 phosphatidylethanol confirmation at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $72.14 $15.10 – $58.34
MercyOne Genesis Davenport West Medical Center Davenport $206.40 not published
MercyOne Dubuque Medical Center Dubuque $97.50 $54.90 – $150.00
MercyOne New Hampton Medical Center New Hampton $97.50 $59.39 – $150.00
MercyOne Clinton Medical Center Clinton $175.50 $76.41 – $270.00
MercyOne Oelwein Medical Center Oelwein $97.50 $57.33 – $150.00
MercyOne Cedar Falls Medical Center Cedar Falls $97.50 $0.04 – $150.00
MercyOne Elkader Medical Center Elkader $97.50 $77.21 – $156.78

All Iowa hospitals for this procedure →