Jak2 targeted sequence analysis at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$482.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$743.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$174.61 with HEALTH CHOICES vs $743.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $174.61 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $174.61 ↓ -64%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $181.50 ↓ -62%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $181.50 ↓ -62%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $181.50 ↓ -62%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $183.31 ↓ -62%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $185.13 ↓ -62%
UNITED HEALTHCARE UNITED HEALTHCARE $185.20 ↓ -62%
GEHA UNITED HEALTHCARE $185.20 ↓ -62%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $187.05 ↓ -61%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $188.90 ↓ -61%
AMISH HOSPITAL AID AMISH HOSPITAL AID $246.32 ↓ -49%
OSCAR OSCAR $284.23 ↓ -41%
CENTIVO CENTIVO $307.43 ↓ -36%
AMBETTER AMBETTER MARKETPLACE $311.14 ↓ -36%
CLAIMDOC CLAIMDOC $372.25 ↓ -23%
NOVA CLAIMDOC $372.25 ↓ -23%
HEALTH PARTNERS HEALTH PARTNERS $487.41 ↑ +1%
AETNA AETNA $503.95 ↑ +4%
COVENTRY AETNA $503.95 ↑ +4%
FIRST HEALTH AETNA $503.95 ↑ +4%
ASR HEALTH BENEFITS AETNA $503.95 ↑ +4%
LUCENT HEALTH AETNA $503.95 ↑ +4%
LUMINARE HEALTH AETNA $503.95 ↑ +4%
MEDICAL MUTUAL AETNA $503.95 ↑ +4%
ALLIED BENEFIT SYSTEMS AETNA $503.95 ↑ +4%
MERITAIN AETNA $503.95 ↑ +4%
AETNA EAP AETNA $503.95 ↑ +4%
AETNA DOMESTIC AETNA $503.95 ↑ +4%
WEBTPA AETNA $503.95 ↑ +4%
CHRISTIAN BROTHER SERVICES AETNA $503.95 ↑ +4%
MIDLANDS MIDLANDS CHOICE PPO $527.53 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $527.53 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $527.53 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $527.53 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $527.53 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $527.53 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $690.99 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $743.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $743.00 ↑ +54%

Visitor-reported prices

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Jak2 targeted sequence analysis at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $370.40 $104.68 – $227.47
MercyOne Genesis Davenport West Medical Center Davenport $444.60 $185.20 – $185.20
MercyOne Clinton Medical Center Clinton $455.65 $181.50 – $701.00
MercyOne Des Moines Medical Center Des Moines $512.85 $158.59 – $789.00
MercyOne Genesis Davenport Medical Center Davenport $495.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $495.00 $264.86 – $568.67
UnityPoint Health - Finley Hospital Dubuque $370.40 $3.50 – $250.02
UnityPoint Health - Grinnell Regional Medical Center Grinnell $370.40 $70.23 – $194.46

All Iowa hospitals for this procedure →