Intro cath dialysis circuit w/pta at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$10,836.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,359.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.09 with IOWA DEPT OF PUBLIC HEALTH vs $10,997.78 with NOVA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $9.09 ↓ -100%
HEALTH CHOICES MEDICAL ASSOCIATES $1,729.37 ↓ -84%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $1,729.37 ↓ -84%
HEALTH PARTNERS HEALTH PARTNERS $4,827.50 ↓ -55%
CIGNA MIDLANDS CHOICE PPO $5,224.89 ↓ -52%
AUXIANT MIDLANDS CHOICE PPO $5,224.89 ↓ -52%
MIDLANDS MIDLANDS CHOICE PPO $5,224.89 ↓ -52%
CIGNA EAP MIDLANDS CHOICE PPO $5,224.89 ↓ -52%
MEDICA MIDLANDS CHOICE PPO $5,224.89 ↓ -52%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $5,224.89 ↓ -52%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $5,362.10 ↓ -51%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $5,362.10 ↓ -51%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $5,362.10 ↓ -51%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $5,415.72 ↓ -50%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $5,452.63 ↓ -50%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $5,469.34 ↓ -50%
MOLINA MEDICAID MOLINA MEDICAID $5,506.09 ↓ -49%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $5,526.25 ↓ -49%
WELLPOINT MEDICAID WELLPOINT MEDICAID $5,527.47 ↓ -49%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $5,580.96 ↓ -49%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - ND WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - KS WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - AL WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $5,814.84 ↓ -46%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $5,814.84 ↓ -46%
BCN DOMESTIC WELLMARK PPO $5,814.84 ↓ -46%
BCBS GENERIC WELLMARK PPO $5,814.84 ↓ -46%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - AR WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - NM WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - ID WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - VT WELLMARK PPO $5,814.84 ↓ -46%
KAISER DOMESTIC WELLMARK PPO $5,814.84 ↓ -46%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - IL WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
WC DOMESTIC WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - MN WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - NE WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - FL WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - WY WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - HI WELLMARK PPO $5,814.84 ↓ -46%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $5,814.84 ↓ -46%
BLUE SHIELD - CA WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $5,814.84 ↓ -46%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $5,814.84 ↓ -46%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - MA WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - OK WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS DOMESTIC WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - MS WELLMARK PPO $5,814.84 ↓ -46%
PRE-EMPLOYMENT WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - LA WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - TX WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - SC WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - MI WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - MT WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - RI WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - TN WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - FEDERAL WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - NC WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $5,814.84 ↓ -46%
BLUE CARE NETWORK WELLMARK PPO $5,814.84 ↓ -46%
BLUE CROSS - AZ WELLMARK PPO $5,814.84 ↓ -46%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $6,843.87 ↓ -37%
AMISH HOSPITAL AID AMISH HOSPITAL AID $7,277.14 ↓ -33%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $7,359.00 ↓ -32%
FIRST HEALTH AETNA $7,718.02 ↓ -29%
MERITAIN AETNA $7,718.02 ↓ -29%
AETNA AETNA $7,718.02 ↓ -29%
LUMINARE HEALTH AETNA $7,718.02 ↓ -29%
LUCENT HEALTH AETNA $7,718.02 ↓ -29%
MEDICAL MUTUAL AETNA $7,718.02 ↓ -29%
AETNA EAP AETNA $7,718.02 ↓ -29%
ALLIED BENEFIT SYSTEMS AETNA $7,718.02 ↓ -29%
WEBTPA AETNA $7,718.02 ↓ -29%
ASR HEALTH BENEFITS AETNA $7,718.02 ↓ -29%
AETNA DOMESTIC AETNA $7,718.02 ↓ -29%
CHRISTIAN BROTHER SERVICES AETNA $7,718.02 ↓ -29%
COVENTRY AETNA $7,718.02 ↓ -29%
OSCAR OSCAR $8,397.16 ↓ -23%
CENTIVO CENTIVO $9,082.74 ↓ -16%
AMBETTER AMBETTER MARKETPLACE $9,192.17 ↓ -15%
CLAIMDOC CLAIMDOC $10,997.78 ↑ +1%
NOVA CLAIMDOC $10,997.78 ↑ +1%

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Intro cath dialysis circuit w/pta at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $10,528.64 $210.14 – $6,935.74
MercyOne Genesis Davenport West Medical Center Davenport $7,486.80 $2,948.40 – $5,457.61
MercyOne Dubuque Medical Center Dubuque $14,720.12 $2.28 – $13,696.00
MercyOne Clinton Medical Center Clinton $8,717.80 $3,795.60 – $13,412.00
MercyOne Des Moines Medical Center Des Moines $28,014.72 $9.09 – $23,982.00
MercyOne North Iowa Medical Center Mason City $17,940.44 $9.09 – $14,561.00
MercyOne Genesis Davenport Medical Center Davenport $8,436.60 $3,406.00 – $5,457.61
UnityPoint Health - Finley Hospital Dubuque $11,512.96 $210.14 – $11,512.96

All Iowa hospitals for this procedure →