Intro cath dialysis circuit at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$9,438.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,506.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.09 with IOWA DEPT OF PUBLIC HEALTH vs $3,576.15 with AETNA DOMESTIC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $9.09 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $823.91 ↓ -91%
HEALTH CHOICES MEDICAL ASSOCIATES $823.91 ↓ -91%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,483.03 ↓ -84%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,483.03 ↓ -84%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,483.03 ↓ -84%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,497.86 ↓ -84%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,508.07 ↓ -84%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,512.69 ↓ -84%
MOLINA MEDICAID MOLINA MEDICAID $1,522.85 ↓ -84%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,528.43 ↓ -84%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,528.77 ↓ -84%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,543.56 ↓ -84%
BLUE CROSS - NE WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - FL WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - WY WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $1,608.25 ↓ -83%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - ND WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - KS WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - AL WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $1,608.25 ↓ -83%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $1,608.25 ↓ -83%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - AR WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - NM WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - ID WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - VT WELLMARK PPO $1,608.25 ↓ -83%
KAISER DOMESTIC WELLMARK PPO $1,608.25 ↓ -83%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - IL WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
WC DOMESTIC WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - MN WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - RI WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - TN WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - FEDERAL WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - NC WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $1,608.25 ↓ -83%
BLUE CARE NETWORK WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - AZ WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - HI WELLMARK PPO $1,608.25 ↓ -83%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $1,608.25 ↓ -83%
BLUE SHIELD - CA WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $1,608.25 ↓ -83%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $1,608.25 ↓ -83%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - MA WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $1,608.25 ↓ -83%
BCN DOMESTIC WELLMARK PPO $1,608.25 ↓ -83%
BCBS GENERIC WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - OK WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS DOMESTIC WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - MS WELLMARK PPO $1,608.25 ↓ -83%
PRE-EMPLOYMENT WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - LA WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - TX WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - SC WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - MI WELLMARK PPO $1,608.25 ↓ -83%
BLUE CROSS - MT WELLMARK PPO $1,608.25 ↓ -83%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,012.69 ↓ -79%
HEALTH PARTNERS HEALTH PARTNERS $2,299.94 ↓ -76%
OSCAR OSCAR $2,322.46 ↓ -75%
MIDLANDS MIDLANDS CHOICE PPO $2,489.26 ↓ -74%
MEDICA MIDLANDS CHOICE PPO $2,489.26 ↓ -74%
CIGNA MIDLANDS CHOICE PPO $2,489.26 ↓ -74%
CIGNA EAP MIDLANDS CHOICE PPO $2,489.26 ↓ -74%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $2,489.26 ↓ -74%
AUXIANT MIDLANDS CHOICE PPO $2,489.26 ↓ -74%
CENTIVO CENTIVO $2,512.08 ↓ -73%
AMBETTER AMBETTER MARKETPLACE $2,542.34 ↓ -73%
CLAIMDOC CLAIMDOC $3,041.73 ↓ -68%
NOVA CLAIMDOC $3,041.73 ↓ -68%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $3,260.58 ↓ -65%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $3,506.00 ↓ -63%
LUMINARE HEALTH AETNA $3,576.15 ↓ -62%
FIRST HEALTH AETNA $3,576.15 ↓ -62%
ASR HEALTH BENEFITS AETNA $3,576.15 ↓ -62%
AETNA AETNA $3,576.15 ↓ -62%
AETNA EAP AETNA $3,576.15 ↓ -62%
COVENTRY AETNA $3,576.15 ↓ -62%
ALLIED BENEFIT SYSTEMS AETNA $3,576.15 ↓ -62%
WEBTPA AETNA $3,576.15 ↓ -62%
MERITAIN AETNA $3,576.15 ↓ -62%
MEDICAL MUTUAL AETNA $3,576.15 ↓ -62%
LUCENT HEALTH AETNA $3,576.15 ↓ -62%
CHRISTIAN BROTHER SERVICES AETNA $3,576.15 ↓ -62%
AETNA DOMESTIC AETNA $3,576.15 ↓ -62%

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Intro cath dialysis circuit at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $1,689.60 $147.68 – $1,287.61
MercyOne Genesis Davenport West Medical Center Davenport $2,001.60 $1,486.98 – $1,781.65
MercyOne Dubuque Medical Center Dubuque $4,911.37 $2.28 – $3,145.30
MercyOne Des Moines Medical Center Des Moines $3,548.39 $9.09 – $3,120.00
MercyOne North Iowa Medical Center Mason City $14,265.68 $9.09 – $3,410.37
MercyOne Genesis Davenport Medical Center Davenport $2,268.00 $1,486.98 – $1,946.10
MercyOne Genesis DeWitt Medical Center DeWitt $269.40 $327.77 – $2,679.00
UnityPoint Health - Finley Hospital Dubuque $1,689.60 $147.68 – $1,632.25

All Iowa hospitals for this procedure →