Ins tun cv cath wo subq prt/pm at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$8,619.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,260.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,077.40 with MEDICAL ASSOCIATES vs $8,840.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $2,077.40 ↓ -76%
HEALTH CHOICES MEDICAL ASSOCIATES $2,077.40 ↓ -76%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $2,974.71 ↓ -65%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $2,974.71 ↓ -65%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $2,974.71 ↓ -65%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $3,004.45 ↓ -65%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $3,024.93 ↓ -65%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $3,034.20 ↓ -65%
MOLINA MEDICAID MOLINA MEDICAID $3,054.59 ↓ -65%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $3,065.77 ↓ -64%
WELLPOINT MEDICAID WELLPOINT MEDICAID $3,066.45 ↓ -64%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $3,096.12 ↓ -64%
BLUE CROSS - MN WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - NE WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - FL WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - WY WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $3,225.87 ↓ -63%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - ND WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - KS WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - AL WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $3,225.87 ↓ -63%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - AR WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - NM WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - ID WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - VT WELLMARK PPO $3,225.87 ↓ -63%
KAISER DOMESTIC WELLMARK PPO $3,225.87 ↓ -63%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - IL WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
WC DOMESTIC WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - MT WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - RI WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - TN WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - FEDERAL WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - NC WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $3,225.87 ↓ -63%
BLUE CARE NETWORK WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - AZ WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - HI WELLMARK PPO $3,225.87 ↓ -63%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $3,225.87 ↓ -63%
BLUE SHIELD - CA WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $3,225.87 ↓ -63%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $3,225.87 ↓ -63%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - MA WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $3,225.87 ↓ -63%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $3,225.87 ↓ -63%
BCN DOMESTIC WELLMARK PPO $3,225.87 ↓ -63%
BCBS GENERIC WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - OK WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS DOMESTIC WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - MS WELLMARK PPO $3,225.87 ↓ -63%
PRE-EMPLOYMENT WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - LA WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - TX WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - SC WELLMARK PPO $3,225.87 ↓ -63%
BLUE CROSS - MI WELLMARK PPO $3,225.87 ↓ -63%
AMISH HOSPITAL AID AMISH HOSPITAL AID $4,037.10 ↓ -53%
FIRST HEALTH AETNA $4,235.59 ↓ -51%
AETNA DOMESTIC AETNA $4,235.59 ↓ -51%
ASR HEALTH BENEFITS AETNA $4,235.59 ↓ -51%
AETNA AETNA $4,235.59 ↓ -51%
LUCENT HEALTH AETNA $4,235.59 ↓ -51%
AETNA EAP AETNA $4,235.59 ↓ -51%
COVENTRY AETNA $4,235.59 ↓ -51%
ALLIED BENEFIT SYSTEMS AETNA $4,235.59 ↓ -51%
WEBTPA AETNA $4,235.59 ↓ -51%
MERITAIN AETNA $4,235.59 ↓ -51%
MEDICAL MUTUAL AETNA $4,235.59 ↓ -51%
CHRISTIAN BROTHER SERVICES AETNA $4,235.59 ↓ -51%
LUMINARE HEALTH AETNA $4,235.59 ↓ -51%
OSCAR OSCAR $4,658.45 ↓ -46%
CENTIVO CENTIVO $5,038.79 ↓ -42%
AMBETTER AMBETTER MARKETPLACE $5,099.50 ↓ -41%
HEALTH PARTNERS HEALTH PARTNERS $5,799.04 ↓ -33%
NOVA CLAIMDOC $6,101.18 ↓ -29%
CLAIMDOC CLAIMDOC $6,101.18 ↓ -29%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $6,276.40 ↓ -27%
CIGNA EAP MIDLANDS CHOICE PPO $6,276.40 ↓ -27%
CIGNA MIDLANDS CHOICE PPO $6,276.40 ↓ -27%
MEDICA MIDLANDS CHOICE PPO $6,276.40 ↓ -27%
AUXIANT MIDLANDS CHOICE PPO $6,276.40 ↓ -27%
MIDLANDS MIDLANDS CHOICE PPO $6,276.40 ↓ -27%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $8,221.20 ↓ -5%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $8,840.00 ↑ +3%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $8,840.00 ↑ +3%

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Ins tun cv cath wo subq prt/pm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $4,297.42 $230.43 – $2,830.92
MercyOne Genesis Davenport West Medical Center Davenport $2,709.60 $2,348.45 – $3,012.85
MercyOne Clinton Medical Center Clinton $1,102.00 $6.57 – $88.16
MercyOne West Des Moines Medical Center West Des Moines $10,238.00 $1,371.83 – $6,825.00
MercyOne Des Moines Medical Center Des Moines $11,543.18 $9.09 – $7,111.00
MercyOne North Iowa Medical Center Mason City $10,418.20 $2,735.36 – $10,685.00
MercyOne Genesis Davenport Medical Center Davenport $3,130.20 $3,012.85 – $3,391.05
MercyOne Genesis DeWitt Medical Center DeWitt $1,520.40 $928.00 – $2,679.00

All Iowa hospitals for this procedure →