Inj hrt cath w/s&i nonsel p-art angrp at MercyOne Waterloo Medical Center
3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896
$386.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$595.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$139.83 with HEALTH CHOICES vs $595.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HEALTH CHOICES | MEDICAL ASSOCIATES | $139.83 | ↓ -64% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $139.83 | ↓ -64% |
| AETNA EAP | AETNA | $216.35 | ↓ -44% |
| LUCENT HEALTH | AETNA | $216.35 | ↓ -44% |
| AETNA | AETNA | $216.35 | ↓ -44% |
| ASR HEALTH BENEFITS | AETNA | $216.35 | ↓ -44% |
| FIRST HEALTH | AETNA | $216.35 | ↓ -44% |
| AETNA DOMESTIC | AETNA | $216.35 | ↓ -44% |
| COVENTRY | AETNA | $216.35 | ↓ -44% |
| ALLIED BENEFIT SYSTEMS | AETNA | $216.35 | ↓ -44% |
| MERITAIN | AETNA | $216.35 | ↓ -44% |
| WEBTPA | AETNA | $216.35 | ↓ -44% |
| MEDICAL MUTUAL | AETNA | $216.35 | ↓ -44% |
| LUMINARE HEALTH | AETNA | $216.35 | ↓ -44% |
| CHRISTIAN BROTHER SERVICES | AETNA | $216.35 | ↓ -44% |
| HEALTH PARTNERS | HEALTH PARTNERS | $390.32 | ↑ +1% |
| AUXIANT | MIDLANDS CHOICE PPO | $422.45 | ↑ +9% |
| MEDICA | MIDLANDS CHOICE PPO | $422.45 | ↑ +9% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $422.45 | ↑ +9% |
| MIDLANDS | MIDLANDS CHOICE PPO | $422.45 | ↑ +9% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $422.45 | ↑ +9% |
| CIGNA | MIDLANDS CHOICE PPO | $422.45 | ↑ +9% |
| UNITED HEALTHCARE | UNITED HEALTHCARE DEERE PREMIER | $553.35 | ↑ +43% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $595.00 | ↑ +54% |
| UNITED HEALTHCARE | UHC OPTUM BEHAVIORAL HEALTH | $595.00 | ↑ +54% |
Visitor-reported prices
Comments
Inj hrt cath w/s&i nonsel p-art angrp at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $2,550.44 | $40.28 – $1,680.10 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $2,526.60 | not published |
| MercyOne Genesis Davenport Medical Center | Davenport | $3,183.60 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $271.20 | $329.96 – $2,679.00 |
| UnityPoint Health - Finley Hospital | Dubuque | $288.00 | $40.28 – $331.20 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $288.00 | $40.28 – $105.25 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $5,070.86 | $40.28 – $1,863.54 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $288.00 | $40.28 – $105.25 |