Infectious agent nucleic acid amplified probe cns pathogen 12-25 targets at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$749.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,153.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$270.96 with MEDICAL ASSOCIATES vs $1,153.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $270.96 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $270.96 ↓ -64%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $403.86 ↓ -46%
MOLINA MEDICAID MOLINA MEDICAID $407.82 ↓ -46%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $408.44 ↓ -46%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $408.44 ↓ -46%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $408.44 ↓ -46%
WELLPOINT MEDICAID WELLPOINT MEDICAID $409.40 ↓ -45%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $412.53 ↓ -45%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $416.61 ↓ -44%
UNITED HEALTHCARE UNITED HEALTHCARE $416.78 ↓ -44%
GEHA UNITED HEALTHCARE $416.78 ↓ -44%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $420.95 ↓ -44%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $425.12 ↓ -43%
AMISH HOSPITAL AID AMISH HOSPITAL AID $554.32 ↓ -26%
OSCAR OSCAR $639.63 ↓ -15%
CENTIVO CENTIVO $691.85 ↓ -8%
AMBETTER AMBETTER MARKETPLACE $700.19 ↓ -7%
HEALTH PARTNERS HEALTH PARTNERS $756.37 ↑ +1%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $818.63 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $818.63 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $818.63 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $818.63 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $818.63 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $818.63 ↑ +9%
NOVA CLAIMDOC $837.73 ↑ +12%
CLAIMDOC CLAIMDOC $837.73 ↑ +12%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $1,072.29 ↑ +43%
AETNA AETNA $1,134.13 ↑ +51%
ASR HEALTH BENEFITS AETNA $1,134.13 ↑ +51%
FIRST HEALTH AETNA $1,134.13 ↑ +51%
AETNA DOMESTIC AETNA $1,134.13 ↑ +51%
LUCENT HEALTH AETNA $1,134.13 ↑ +51%
CHRISTIAN BROTHER SERVICES AETNA $1,134.13 ↑ +51%
LUMINARE HEALTH AETNA $1,134.13 ↑ +51%
COVENTRY AETNA $1,134.13 ↑ +51%
ALLIED BENEFIT SYSTEMS AETNA $1,134.13 ↑ +51%
MERITAIN AETNA $1,134.13 ↑ +51%
WEBTPA AETNA $1,134.13 ↑ +51%
MEDICAL MUTUAL AETNA $1,134.13 ↑ +51%
AETNA EAP AETNA $1,134.13 ↑ +51%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,153.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $1,153.00 ↑ +54%

Visitor-reported prices

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Infectious agent nucleic acid amplified probe cns pathogen 12-25 targets at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $909.60 $235.57 – $648.37
MercyOne Genesis Davenport West Medical Center Davenport $750.60 $416.78 – $416.78
MercyOne Dubuque Medical Center Dubuque $627.90 $353.56 – $966.00
MercyOne New Hampton Medical Center New Hampton $1,146.60 $408.44 – $1,764.00
MercyOne Dyersville Medical Center Dyersville $1,146.60 $408.44 – $1,764.00
MercyOne Clinton Medical Center Clinton $813.15 $273.38 – $966.00
MercyOne Cedar Falls Medical Center Cedar Falls $749.45 $270.96 – $1,153.00
MercyOne Elkader Medical Center Elkader $1,146.60 $408.44 – $1,764.00

All Iowa hospitals for this procedure →