Immobilizer lwr extrem nylon 20in reinforc 21-35in at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$525.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$807.71

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.12 with MEDICAL ASSOCIATES vs $85.60 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $20.12 ↓ -96%
HEALTH CHOICES MEDICAL ASSOCIATES $20.12 ↓ -96%
UNITED HEALTHCARE UNITED HEALTHCARE $47.51 ↓ -91%
GEHA UNITED HEALTHCARE $47.51 ↓ -91%
HEALTH PARTNERS HEALTH PARTNERS $56.15 ↓ -89%
MIDLANDS MIDLANDS CHOICE PPO $60.78 ↓ -88%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $60.78 ↓ -88%
CIGNA EAP MIDLANDS CHOICE PPO $60.78 ↓ -88%
AUXIANT MIDLANDS CHOICE PPO $60.78 ↓ -88%
MEDICA MIDLANDS CHOICE PPO $60.78 ↓ -88%
CIGNA MIDLANDS CHOICE PPO $60.78 ↓ -88%
MERITAIN AETNA $76.44 ↓ -85%
WEBTPA AETNA $76.44 ↓ -85%
AETNA DOMESTIC AETNA $76.44 ↓ -85%
AETNA EAP AETNA $76.44 ↓ -85%
ALLIED BENEFIT SYSTEMS AETNA $76.44 ↓ -85%
ASR HEALTH BENEFITS AETNA $76.44 ↓ -85%
CHRISTIAN BROTHER SERVICES AETNA $76.44 ↓ -85%
COVENTRY AETNA $76.44 ↓ -85%
FIRST HEALTH AETNA $76.44 ↓ -85%
LUCENT HEALTH AETNA $76.44 ↓ -85%
LUMINARE HEALTH AETNA $76.44 ↓ -85%
MEDICAL MUTUAL AETNA $76.44 ↓ -85%
AETNA AETNA $76.44 ↓ -85%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $79.61 ↓ -85%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $85.60 ↓ -84%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $85.60 ↓ -84%

Visitor-reported prices

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Immobilizer lwr extrem nylon 20in reinforc 21-35in at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $525.01 $30.56 – $85.60
MercyOne New Hampton Medical Center New Hampton $653.93 $40.22 – $101.60
MercyOne Dyersville Medical Center Dyersville $525.01 $32.36 – $96.35
MercyOne Clinton Medical Center Clinton $525.01 $24.22 – $85.60
MercyOne Oelwein Medical Center Oelwein $525.01 $32.72 – $85.60
MercyOne Cedar Falls Medical Center Cedar Falls $525.01 $20.12 – $85.60
MercyOne Elkader Medical Center Elkader $525.01 $44.06 – $89.47
MercyOne West Des Moines Medical Center West Des Moines $807.71 $17.21 – $85.60

All Iowa hospitals for this procedure →