Hla i typing high res 1 allele grp ea at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$237.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$365.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.78 with MEDICAL ASSOCIATES vs $462.32 with MERITAIN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $85.78 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $85.78 ↓ -64%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $164.64 ↓ -31%
MOLINA MEDICAID MOLINA MEDICAID $166.25 ↓ -30%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $166.50 ↓ -30%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $166.50 ↓ -30%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $166.50 ↓ -30%
WELLPOINT MEDICAID WELLPOINT MEDICAID $166.90 ↓ -30%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $168.17 ↓ -29%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $169.83 ↓ -28%
UNITED HEALTHCARE UNITED HEALTHCARE $169.90 ↓ -28%
GEHA UNITED HEALTHCARE $169.90 ↓ -28%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $171.60 ↓ -28%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $173.30 ↓ -27%
AMISH HOSPITAL AID AMISH HOSPITAL AID $225.97 ↓ -5%
HEALTH PARTNERS HEALTH PARTNERS $239.44 ↑ +1%
CIGNA MIDLANDS CHOICE PPO $259.15 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $259.15 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $259.15 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $259.15 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $259.15 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $259.15 ↑ +9%
OSCAR OSCAR $260.75 ↑ +10%
CENTIVO CENTIVO $282.03 ↑ +19%
AMBETTER AMBETTER MARKETPLACE $285.43 ↑ +20%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $339.45 ↑ +43%
NOVA CLAIMDOC $341.50 ↑ +44%
CLAIMDOC CLAIMDOC $341.50 ↑ +44%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $365.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $365.00 ↑ +54%
COVENTRY AETNA $462.32 ↑ +95%
CHRISTIAN BROTHER SERVICES AETNA $462.32 ↑ +95%
ASR HEALTH BENEFITS AETNA $462.32 ↑ +95%
AETNA AETNA $462.32 ↑ +95%
ALLIED BENEFIT SYSTEMS AETNA $462.32 ↑ +95%
WEBTPA AETNA $462.32 ↑ +95%
AETNA EAP AETNA $462.32 ↑ +95%
LUMINARE HEALTH AETNA $462.32 ↑ +95%
AETNA DOMESTIC AETNA $462.32 ↑ +95%
LUCENT HEALTH AETNA $462.32 ↑ +95%
MEDICAL MUTUAL AETNA $462.32 ↑ +95%
FIRST HEALTH AETNA $462.32 ↑ +95%
MERITAIN AETNA $462.32 ↑ +95%

Visitor-reported prices

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Hla i typing high res 1 allele grp ea at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $340.00 $96.03 – $237.87
MercyOne Genesis Davenport West Medical Center Davenport $331.80 $169.90 – $169.90
MercyOne Dubuque Medical Center Dubuque $359.45 $164.64 – $553.00
MercyOne Des Moines Medical Center Des Moines $359.45 $111.15 – $553.00
MercyOne North Iowa Medical Center Mason City $359.45 $141.57 – $553.00
MercyOne Genesis Davenport Medical Center Davenport $369.60 not published
MercyOne Genesis DeWitt Medical Center DeWitt $324.60 $183.94 – $394.93
UnityPoint Health - Finley Hospital Dubuque $340.00 $3.50 – $237.87

All Iowa hospitals for this procedure →