Hepatitis b core antibody igm at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$68.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$106.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.40 with IOWA TOTAL CARE vs $106.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $11.40 ↓ -83%
MOLINA MEDICAID MOLINA MEDICAID $11.52 ↓ -83%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $11.53 ↓ -83%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $11.53 ↓ -83%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $11.53 ↓ -83%
WELLPOINT MEDICAID WELLPOINT MEDICAID $11.56 ↓ -83%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $11.65 ↓ -83%
GEHA UNITED HEALTHCARE $11.77 ↓ -83%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $11.77 ↓ -83%
UNITED HEALTHCARE UNITED HEALTHCARE $11.77 ↓ -83%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $11.89 ↓ -83%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $12.01 ↓ -83%
AMISH HOSPITAL AID AMISH HOSPITAL AID $15.65 ↓ -77%
OSCAR OSCAR $18.06 ↓ -74%
CENTIVO CENTIVO $19.54 ↓ -72%
AMBETTER AMBETTER MARKETPLACE $19.77 ↓ -71%
NOVA CLAIMDOC $23.66 ↓ -66%
CLAIMDOC CLAIMDOC $23.66 ↓ -66%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $24.91 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $24.91 ↓ -64%
AETNA DOMESTIC AETNA $32.02 ↓ -54%
COVENTRY AETNA $32.02 ↓ -54%
ALLIED BENEFIT SYSTEMS AETNA $32.02 ↓ -54%
MERITAIN AETNA $32.02 ↓ -54%
FIRST HEALTH AETNA $32.02 ↓ -54%
ASR HEALTH BENEFITS AETNA $32.02 ↓ -54%
AETNA AETNA $32.02 ↓ -54%
LUCENT HEALTH AETNA $32.02 ↓ -54%
CHRISTIAN BROTHER SERVICES AETNA $32.02 ↓ -54%
LUMINARE HEALTH AETNA $32.02 ↓ -54%
WEBTPA AETNA $32.02 ↓ -54%
MEDICAL MUTUAL AETNA $32.02 ↓ -54%
AETNA EAP AETNA $32.02 ↓ -54%
HEALTH PARTNERS HEALTH PARTNERS $69.54 ↑ +1%
CIGNA EAP MIDLANDS CHOICE PPO $75.26 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $75.26 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $75.26 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $75.26 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $75.26 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $75.26 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $98.58 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $106.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $106.00 ↑ +54%

Visitor-reported prices

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Hepatitis b core antibody igm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $7.06 – $31.99
MercyOne Genesis Davenport West Medical Center Davenport $105.00 $11.77 – $11.77
MercyOne Dubuque Medical Center Dubuque $205.40 $11.40 – $316.00
MercyOne New Hampton Medical Center New Hampton $118.95 $11.77 – $183.00
MercyOne Dyersville Medical Center Dyersville $118.95 $69.17 – $205.98
MercyOne Clinton Medical Center Clinton $128.05 $11.40 – $197.00
MercyOne Oelwein Medical Center Oelwein $118.95 $11.77 – $183.00
MercyOne Cedar Falls Medical Center Cedar Falls $68.90 $11.40 – $106.00

All Iowa hospitals for this procedure →