Hba1/hba2 gene dup/del vrnts at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$841.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,294.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$198.35 with AETNA MEDICARE ADVANTAGE vs $1,294.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $198.35 ↓ -76%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $198.35 ↓ -76%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $198.35 ↓ -76%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $200.34 ↓ -76%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $202.32 ↓ -76%
UNITED HEALTHCARE UNITED HEALTHCARE $202.40 ↓ -76%
GEHA UNITED HEALTHCARE $202.40 ↓ -76%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $204.42 ↓ -76%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $206.45 ↓ -75%
AMISH HOSPITAL AID AMISH HOSPITAL AID $269.19 ↓ -68%
HEALTH CHOICES MEDICAL ASSOCIATES $304.09 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $304.09 ↓ -64%
OSCAR OSCAR $310.62 ↓ -63%
CENTIVO CENTIVO $335.98 ↓ -60%
AMBETTER AMBETTER MARKETPLACE $340.03 ↓ -60%
CLAIMDOC CLAIMDOC $406.82 ↓ -52%
NOVA CLAIMDOC $406.82 ↓ -52%
CHRISTIAN BROTHER SERVICES AETNA $550.77 ↓ -35%
FIRST HEALTH AETNA $550.77 ↓ -35%
ASR HEALTH BENEFITS AETNA $550.77 ↓ -35%
COVENTRY AETNA $550.77 ↓ -35%
AETNA AETNA $550.77 ↓ -35%
LUCENT HEALTH AETNA $550.77 ↓ -35%
LUMINARE HEALTH AETNA $550.77 ↓ -35%
AETNA DOMESTIC AETNA $550.77 ↓ -35%
AETNA EAP AETNA $550.77 ↓ -35%
MEDICAL MUTUAL AETNA $550.77 ↓ -35%
WEBTPA AETNA $550.77 ↓ -35%
ALLIED BENEFIT SYSTEMS AETNA $550.77 ↓ -35%
MERITAIN AETNA $550.77 ↓ -35%
HEALTH PARTNERS HEALTH PARTNERS $848.86 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $918.74 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $918.74 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $918.74 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $918.74 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $918.74 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $918.74 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $1,203.42 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,294.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $1,294.00 ↑ +54%

Visitor-reported prices

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Hba1/hba2 gene dup/del vrnts at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $404.80 $114.40 – $283.38
MercyOne Dubuque Medical Center Dubuque $568.75 $198.35 – $875.00
MercyOne Des Moines Medical Center Des Moines $568.75 $175.88 – $875.00
MercyOne North Iowa Medical Center Mason City $568.75 $198.35 – $875.00
UnityPoint Health - Finley Hospital Dubuque $404.80 $3.50 – $283.38
UnityPoint Health - Grinnell Regional Medical Center Grinnell $404.80 $76.75 – $212.52
UnityPoint Health - Iowa Lutheran Hospital Des Moines $404.80 $63.63 – $283.38
UnityPoint Health - Jones Regional Medical Center Anamosa $404.80 $96.62 – $215.43

All Iowa hospitals for this procedure →