Ghs somatosensory testing upper & lower limbs at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,756.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,702.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$312.00 with GEHA vs $2,702.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
GEHA UNITED HEALTHCARE $312.00 ↓ -82%
UNITED HEALTHCARE UNITED HEALTHCARE $312.00 ↓ -82%
HEALTH CHOICES MEDICAL ASSOCIATES $634.97 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $634.97 ↓ -64%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $809.03 ↓ -54%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $809.03 ↓ -54%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $809.03 ↓ -54%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $817.12 ↓ -53%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $822.69 ↓ -53%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $825.21 ↓ -53%
MOLINA MEDICAID MOLINA MEDICAID $830.75 ↓ -53%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $833.80 ↓ -53%
WELLPOINT MEDICAID WELLPOINT MEDICAID $833.98 ↓ -53%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $842.05 ↓ -52%
AMISH HOSPITAL AID AMISH HOSPITAL AID $1,097.97 ↓ -37%
OSCAR OSCAR $1,266.96 ↓ -28%
CENTIVO CENTIVO $1,370.40 ↓ -22%
AMBETTER AMBETTER MARKETPLACE $1,386.91 ↓ -21%
CLAIMDOC CLAIMDOC $1,659.34 ↓ -6%
NOVA CLAIMDOC $1,659.34 ↓ -6%
LUMINARE HEALTH AETNA $1,726.18 ↓ -2%
CHRISTIAN BROTHER SERVICES AETNA $1,726.18 ↓ -2%
LUCENT HEALTH AETNA $1,726.18 ↓ -2%
AETNA AETNA $1,726.18 ↓ -2%
ASR HEALTH BENEFITS AETNA $1,726.18 ↓ -2%
FIRST HEALTH AETNA $1,726.18 ↓ -2%
AETNA DOMESTIC AETNA $1,726.18 ↓ -2%
COVENTRY AETNA $1,726.18 ↓ -2%
ALLIED BENEFIT SYSTEMS AETNA $1,726.18 ↓ -2%
MERITAIN AETNA $1,726.18 ↓ -2%
AETNA EAP AETNA $1,726.18 ↓ -2%
WEBTPA AETNA $1,726.18 ↓ -2%
MEDICAL MUTUAL AETNA $1,726.18 ↓ -2%
HEALTH PARTNERS HEALTH PARTNERS $1,772.51 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $1,918.42 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $1,918.42 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $1,918.42 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $1,918.42 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $1,918.42 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $1,918.42 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $2,512.86 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $2,702.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $2,702.00 ↑ +54%

Visitor-reported prices

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Ghs somatosensory testing upper & lower limbs at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $1,714.59 $41.11 – $1,129.48
MercyOne Genesis Davenport West Medical Center Davenport $676.80 $507.90 – $711.06
MercyOne Des Moines Medical Center Des Moines $1,617.85 $190.00 – $2,489.00
MercyOne Genesis Davenport Medical Center Davenport $753.60 $507.90 – $711.06
MercyOne Genesis DeWitt Medical Center DeWitt $753.60 $427.04 – $916.88
UnityPoint Health - Finley Hospital Dubuque $971.16 $41.11 – $971.16
UnityPoint Health - Grinnell Regional Medical Center Grinnell $745.60 $41.11 – $527.93
UnityPoint Health - Iowa Lutheran Hospital Des Moines $745.60 $41.11 – $511.21

All Iowa hospitals for this procedure →