healthcosts.net

Ghs fb removal - incisional at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$20,330.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,059.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.96 with IOWA DEPT OF PUBLIC HEALTH vs $4,235.59 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $0.96 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $248.87 ↓ -99%
HEALTH CHOICES MEDICAL ASSOCIATES $248.87 ↓ -99%
HEALTH PARTNERS HEALTH PARTNERS $694.70 ↓ -97%
AUXIANT MIDLANDS CHOICE PPO $751.89 ↓ -96%
MIDLANDS MIDLANDS CHOICE PPO $751.89 ↓ -96%
CIGNA MIDLANDS CHOICE PPO $751.89 ↓ -96%
CIGNA EAP MIDLANDS CHOICE PPO $751.89 ↓ -96%
MEDICA MIDLANDS CHOICE PPO $751.89 ↓ -96%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $751.89 ↓ -96%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $984.87 ↓ -95%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,059.00 ↓ -95%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,555.99 ↓ -92%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,555.99 ↓ -92%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,555.99 ↓ -92%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,571.55 ↓ -92%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,582.27 ↓ -92%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,587.11 ↓ -92%
MOLINA MEDICAID MOLINA MEDICAID $1,597.78 ↓ -92%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,603.63 ↓ -92%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,603.99 ↓ -92%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,619.50 ↓ -92%
BLUE CROSS - IL WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - KS WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - LA WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - MA WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - MI WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - MN WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - MS WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - MT WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - NC WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - ND WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - NE WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - NM WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - OK WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - RI WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - SC WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - TN WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - TX WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - VT WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - WY WELLMARK PPO $1,687.37 ↓ -92%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $1,687.37 ↓ -92%
BLUE SHIELD - CA WELLMARK PPO $1,687.37 ↓ -92%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $1,687.37 ↓ -92%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $1,687.37 ↓ -92%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $1,687.37 ↓ -92%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $1,687.37 ↓ -92%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $1,687.37 ↓ -92%
KAISER DOMESTIC WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $1,687.37 ↓ -92%
BCBS GENERIC WELLMARK PPO $1,687.37 ↓ -92%
BCN DOMESTIC WELLMARK PPO $1,687.37 ↓ -92%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $1,687.37 ↓ -92%
BLUE CARE NETWORK WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - AL WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - AR WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - AZ WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS DOMESTIC WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - FEDERAL WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - FL WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - HI WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $1,687.37 ↓ -92%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $1,687.37 ↓ -92%
BLUE CROSS - ID WELLMARK PPO $1,687.37 ↓ -92%
PRE-EMPLOYMENT WELLMARK PPO $1,687.37 ↓ -92%
WC DOMESTIC WELLMARK PPO $1,687.37 ↓ -92%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,111.70 ↓ -90%
OSCAR OSCAR $2,436.72 ↓ -88%
CENTIVO CENTIVO $2,635.66 ↓ -87%
AMBETTER AMBETTER MARKETPLACE $2,667.42 ↓ -87%
NOVA CLAIMDOC $3,191.37 ↓ -84%
CLAIMDOC CLAIMDOC $3,191.37 ↓ -84%
ASR HEALTH BENEFITS AETNA $4,235.59 ↓ -79%
AETNA EAP AETNA $4,235.59 ↓ -79%
ALLIED BENEFIT SYSTEMS AETNA $4,235.59 ↓ -79%
AETNA DOMESTIC AETNA $4,235.59 ↓ -79%
WEBTPA AETNA $4,235.59 ↓ -79%
LUCENT HEALTH AETNA $4,235.59 ↓ -79%
FIRST HEALTH AETNA $4,235.59 ↓ -79%
LUMINARE HEALTH AETNA $4,235.59 ↓ -79%
COVENTRY AETNA $4,235.59 ↓ -79%
MEDICAL MUTUAL AETNA $4,235.59 ↓ -79%
CHRISTIAN BROTHER SERVICES AETNA $4,235.59 ↓ -79%
MERITAIN AETNA $4,235.59 ↓ -79%
AETNA AETNA $4,235.59 ↓ -79%

Visitor-reported prices

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Ghs fb removal - incisional at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $1,796.55 $165.86 – $1,342.97
MercyOne Genesis Davenport West Medical Center Davenport $2,032.20 $1,550.93 – $2,171.30
MercyOne Cedar Falls Medical Center Cedar Falls $21,480.15 $31.45 – $4,235.59
MercyOne West Des Moines Medical Center West Des Moines $606.00 $54.19 – $503.32
MercyOne Des Moines Medical Center Des Moines $606.00 $54.19 – $503.32
MercyOne Centerville Medical Center Centerville $3,021.00 $112.50 – $410.00
MercyOne Genesis Davenport Medical Center Davenport $2,454.00 $1,550.93 – $2,171.30
MercyOne Genesis DeWitt Medical Center DeWitt $2,454.00 $626.34 – $1,390.60

All Iowa hospitals for this procedure →