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Ghs conjunctiva foreign body-superf bil at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$570.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$878.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$125.35 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $585.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $125.35 ↓ -78%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $125.35 ↓ -78%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $125.35 ↓ -78%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $126.60 ↓ -78%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $127.47 ↓ -78%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $127.85 ↓ -78%
MOLINA MEDICAID MOLINA MEDICAID $128.72 ↓ -77%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $129.18 ↓ -77%
WELLPOINT MEDICAID WELLPOINT MEDICAID $129.22 ↓ -77%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $130.46 ↓ -77%
BLUE CROSS - MA WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - AZ WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS DOMESTIC WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - FEDERAL WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - FL WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - HI WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $135.93 ↓ -76%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - AL WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - ID WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - IL WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - KS WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - LA WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - AR WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - MI WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - MN WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - MS WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - MT WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - NC WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - ND WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - NE WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - NM WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - OK WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - RI WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - SC WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - TN WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - TX WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - VT WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - WY WELLMARK PPO $135.93 ↓ -76%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $135.93 ↓ -76%
BLUE SHIELD - CA WELLMARK PPO $135.93 ↓ -76%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $135.93 ↓ -76%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $135.93 ↓ -76%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $135.93 ↓ -76%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $135.93 ↓ -76%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $135.93 ↓ -76%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $135.93 ↓ -76%
BLUE CARE NETWORK WELLMARK PPO $135.93 ↓ -76%
KAISER DOMESTIC WELLMARK PPO $135.93 ↓ -76%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $135.93 ↓ -76%
BCN DOMESTIC WELLMARK PPO $135.93 ↓ -76%
BCBS GENERIC WELLMARK PPO $135.93 ↓ -76%
PRE-EMPLOYMENT WELLMARK PPO $135.93 ↓ -76%
WC DOMESTIC WELLMARK PPO $135.93 ↓ -76%
HEALTH CHOICES MEDICAL ASSOCIATES $137.48 ↓ -76%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $137.48 ↓ -76%
AMISH HOSPITAL AID AMISH HOSPITAL AID $170.11 ↓ -70%
OSCAR OSCAR $196.30 ↓ -66%
CENTIVO CENTIVO $212.32 ↓ -63%
AMBETTER AMBETTER MARKETPLACE $214.88 ↓ -62%
NOVA CLAIMDOC $257.09 ↓ -55%
CLAIMDOC CLAIMDOC $257.09 ↓ -55%
HEALTH PARTNERS HEALTH PARTNERS $383.76 ↓ -33%
AUXIANT MIDLANDS CHOICE PPO $415.35 ↓ -27%
CIGNA MIDLANDS CHOICE PPO $415.35 ↓ -27%
CIGNA EAP MIDLANDS CHOICE PPO $415.35 ↓ -27%
MIDLANDS MIDLANDS CHOICE PPO $415.35 ↓ -27%
MEDICA MIDLANDS CHOICE PPO $415.35 ↓ -27%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $415.35 ↓ -27%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $544.05 ↓ -5%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $585.00 ↑ +3%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $585.00 ↑ +3%

Visitor-reported prices

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Ghs conjunctiva foreign body-superf bil at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $351.69 $26.33 – $231.67
MercyOne Genesis Davenport West Medical Center Davenport $157.80 not published
MercyOne Dyersville Medical Center Dyersville $197.42 $6.74 – $126.07
MercyOne North Iowa Medical Center Mason City $112.00 $7.86 – $112.00
MercyOne Genesis Davenport Medical Center Davenport $190.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $190.80 $72.08 – $128.48
UnityPoint Health - Finley Hospital Dubuque $214.61 $26.33 – $214.61
UnityPoint Health - Grinnell Regional Medical Center Grinnell $340.04 $26.33 – $171.29

All Iowa hospitals for this procedure →