Flow cytometry marker each additional at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$148.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$229.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.06 with UNITED HEALTHCARE vs $155.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE UNITED HEALTHCARE $24.06 ↓ -84%
GEHA UNITED HEALTHCARE $24.06 ↓ -84%
HEALTH CHOICES MEDICAL ASSOCIATES $36.43 ↓ -76%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $36.43 ↓ -76%
AETNA EAP AETNA $59.58 ↓ -60%
LUCENT HEALTH AETNA $59.58 ↓ -60%
AETNA AETNA $59.58 ↓ -60%
ASR HEALTH BENEFITS AETNA $59.58 ↓ -60%
FIRST HEALTH AETNA $59.58 ↓ -60%
AETNA DOMESTIC AETNA $59.58 ↓ -60%
COVENTRY AETNA $59.58 ↓ -60%
ALLIED BENEFIT SYSTEMS AETNA $59.58 ↓ -60%
MERITAIN AETNA $59.58 ↓ -60%
WEBTPA AETNA $59.58 ↓ -60%
MEDICAL MUTUAL AETNA $59.58 ↓ -60%
LUMINARE HEALTH AETNA $59.58 ↓ -60%
CHRISTIAN BROTHER SERVICES AETNA $59.58 ↓ -60%
HEALTH PARTNERS HEALTH PARTNERS $101.68 ↓ -32%
CIGNA MIDLANDS CHOICE PPO $110.05 ↓ -26%
MIDLANDS MIDLANDS CHOICE PPO $110.05 ↓ -26%
CIGNA EAP MIDLANDS CHOICE PPO $110.05 ↓ -26%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $110.05 ↓ -26%
MEDICA MIDLANDS CHOICE PPO $110.05 ↓ -26%
AUXIANT MIDLANDS CHOICE PPO $110.05 ↓ -26%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $144.15 ↓ -3%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $155.00 ↑ +4%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $155.00 ↑ +4%

Visitor-reported prices

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Flow cytometry marker each additional at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $96.80 $20.08 – $46.11
MercyOne Genesis Davenport West Medical Center Davenport $124.20 not published
MercyOne Dubuque Medical Center Dubuque $124.80 $24.06 – $192.00
MercyOne Dyersville Medical Center Dyersville $85.15 $49.52 – $147.45
MercyOne Clinton Medical Center Clinton $544.05 $11.32 – $40.00
MercyOne Oelwein Medical Center Oelwein $85.15 $50.07 – $131.00
MercyOne Cedar Falls Medical Center Cedar Falls $100.75 $24.06 – $155.00
MercyOne Elkader Medical Center Elkader $85.15 $67.43 – $136.92

All Iowa hospitals for this procedure →