Fetal chrom aneuploidy gsa panel at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,592.50

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,450.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$575.75 with MEDICAL ASSOCIATES vs $2,450.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $575.75 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $575.75 ↓ -64%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $735.52 ↓ -54%
MOLINA MEDICAID MOLINA MEDICAID $742.73 ↓ -53%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $743.87 ↓ -53%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $743.87 ↓ -53%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $743.87 ↓ -53%
WELLPOINT MEDICAID WELLPOINT MEDICAID $745.62 ↓ -53%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $751.31 ↓ -53%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $758.75 ↓ -52%
GEHA UNITED HEALTHCARE $759.05 ↓ -52%
UNITED HEALTHCARE UNITED HEALTHCARE $759.05 ↓ -52%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $766.64 ↓ -52%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $774.23 ↓ -51%
AMISH HOSPITAL AID AMISH HOSPITAL AID $1,009.54 ↓ -37%
OSCAR OSCAR $1,164.91 ↓ -27%
CENTIVO CENTIVO $1,260.02 ↓ -21%
AMBETTER AMBETTER MARKETPLACE $1,275.20 ↓ -20%
NOVA CLAIMDOC $1,525.69 ↓ -4%
CLAIMDOC CLAIMDOC $1,525.69 ↓ -4%
HEALTH PARTNERS HEALTH PARTNERS $1,607.20 ↑ +1%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $1,739.50 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $1,739.50 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $1,739.50 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $1,739.50 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $1,739.50 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $1,739.50 ↑ +9%
AETNA DOMESTIC AETNA $2,065.52 ↑ +30%
COVENTRY AETNA $2,065.52 ↑ +30%
LUCENT HEALTH AETNA $2,065.52 ↑ +30%
LUMINARE HEALTH AETNA $2,065.52 ↑ +30%
MEDICAL MUTUAL AETNA $2,065.52 ↑ +30%
CHRISTIAN BROTHER SERVICES AETNA $2,065.52 ↑ +30%
MERITAIN AETNA $2,065.52 ↑ +30%
WEBTPA AETNA $2,065.52 ↑ +30%
AETNA EAP AETNA $2,065.52 ↑ +30%
FIRST HEALTH AETNA $2,065.52 ↑ +30%
ASR HEALTH BENEFITS AETNA $2,065.52 ↑ +30%
AETNA AETNA $2,065.52 ↑ +30%
ALLIED BENEFIT SYSTEMS AETNA $2,065.52 ↑ +30%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $2,278.50 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $2,450.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $2,450.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Fetal chrom aneuploidy gsa panel at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $1,518.40 $429.02 – $1,062.74
MercyOne Genesis Davenport West Medical Center Davenport $1,821.60 $759.05 – $759.05
MercyOne Dubuque Medical Center Dubuque $1,592.50 $735.52 – $2,450.00
MercyOne Des Moines Medical Center Des Moines $1,592.50 $492.45 – $2,450.00
MercyOne North Iowa Medical Center Mason City $1,592.50 $627.20 – $2,450.00
MercyOne Genesis Davenport Medical Center Davenport $2,027.40 not published
MercyOne Genesis DeWitt Medical Center DeWitt $2,027.40 $413.44 – $887.68
UnityPoint Health - Finley Hospital Dubuque $1,518.40 $3.50 – $1,062.74

All Iowa hospitals for this procedure →