External pretreatment of serum for use in antibody identification by dilution at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$61.10

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$94.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.09 with MEDICAL ASSOCIATES vs $94.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $22.09 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $22.09 ↓ -64%
UNITED HEALTHCARE UNITED HEALTHCARE $24.96 ↓ -59%
GEHA UNITED HEALTHCARE $24.96 ↓ -59%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $27.25 ↓ -55%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $27.25 ↓ -55%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $27.25 ↓ -55%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $27.52 ↓ -55%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $27.70 ↓ -55%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $27.79 ↓ -55%
MOLINA MEDICAID MOLINA MEDICAID $27.98 ↓ -54%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $28.08 ↓ -54%
WELLPOINT MEDICAID WELLPOINT MEDICAID $28.09 ↓ -54%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $28.36 ↓ -54%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - FL WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - WY WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $29.55 ↓ -52%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - ND WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - KS WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - AL WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $29.55 ↓ -52%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $29.55 ↓ -52%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - AR WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - NM WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - ID WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - VT WELLMARK PPO $29.55 ↓ -52%
KAISER DOMESTIC WELLMARK PPO $29.55 ↓ -52%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - IL WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
WC DOMESTIC WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - MN WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - NE WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - MT WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - RI WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - TN WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - FEDERAL WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - NC WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $29.55 ↓ -52%
BLUE CARE NETWORK WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - AZ WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - HI WELLMARK PPO $29.55 ↓ -52%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $29.55 ↓ -52%
BLUE SHIELD - CA WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $29.55 ↓ -52%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $29.55 ↓ -52%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - MA WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $29.55 ↓ -52%
BCN DOMESTIC WELLMARK PPO $29.55 ↓ -52%
BCBS GENERIC WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - OK WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS DOMESTIC WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - MS WELLMARK PPO $29.55 ↓ -52%
PRE-EMPLOYMENT WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - LA WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - TX WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - SC WELLMARK PPO $29.55 ↓ -52%
BLUE CROSS - MI WELLMARK PPO $29.55 ↓ -52%
AMISH HOSPITAL AID AMISH HOSPITAL AID $36.98 ↓ -39%
OSCAR OSCAR $42.67 ↓ -30%
CENTIVO CENTIVO $46.16 ↓ -24%
AMBETTER AMBETTER MARKETPLACE $46.71 ↓ -24%
NOVA CLAIMDOC $55.89 ↓ -9%
CLAIMDOC CLAIMDOC $55.89 ↓ -9%
HEALTH PARTNERS HEALTH PARTNERS $61.66 ↑ +1%
AUXIANT MIDLANDS CHOICE PPO $66.74 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $66.74 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $66.74 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $66.74 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $66.74 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $66.74 ↑ +9%
AETNA DOMESTIC AETNA $84.75 ↑ +39%
AETNA EAP AETNA $84.75 ↑ +39%
FIRST HEALTH AETNA $84.75 ↑ +39%
ASR HEALTH BENEFITS AETNA $84.75 ↑ +39%
AETNA AETNA $84.75 ↑ +39%
WEBTPA AETNA $84.75 ↑ +39%
COVENTRY AETNA $84.75 ↑ +39%
ALLIED BENEFIT SYSTEMS AETNA $84.75 ↑ +39%
MERITAIN AETNA $84.75 ↑ +39%
MEDICAL MUTUAL AETNA $84.75 ↑ +39%
LUCENT HEALTH AETNA $84.75 ↑ +39%
CHRISTIAN BROTHER SERVICES AETNA $84.75 ↑ +39%
LUMINARE HEALTH AETNA $84.75 ↑ +39%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $87.42 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $94.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $94.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

External pretreatment of serum for use in antibody identification by dilution at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $164.99 $19.84 – $108.68
MercyOne Dubuque Medical Center Dubuque $50.70 $24.96 – $78.00
MercyOne Dyersville Medical Center Dyersville $61.10 $35.53 – $105.81
MercyOne Clinton Medical Center Clinton $50.70 $22.07 – $78.00
MercyOne Oelwein Medical Center Oelwein $61.10 $35.93 – $94.00
MercyOne Cedar Falls Medical Center Cedar Falls $61.10 $22.09 – $94.00
MercyOne Elkader Medical Center Elkader $61.10 $48.38 – $98.25
MercyOne West Des Moines Medical Center West Des Moines $78.00 $15.68 – $78.00

All Iowa hospitals for this procedure →