Exchange nephrostomy cath at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$5,863.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,021.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,413.06 with MEDICAL ASSOCIATES vs $6,013.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $1,413.06 ↓ -76%
HEALTH CHOICES MEDICAL ASSOCIATES $1,413.06 ↓ -76%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,969.38 ↓ -66%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,969.38 ↓ -66%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,969.38 ↓ -66%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,989.07 ↓ -66%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $2,002.64 ↓ -66%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $2,008.77 ↓ -66%
MOLINA MEDICAID MOLINA MEDICAID $2,022.27 ↓ -66%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $2,029.67 ↓ -65%
WELLPOINT MEDICAID WELLPOINT MEDICAID $2,030.12 ↓ -65%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $2,049.76 ↓ -65%
BLUE CROSS - MN WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - NE WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - FL WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - WY WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $2,135.66 ↓ -64%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - ND WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - KS WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - AL WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $2,135.66 ↓ -64%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - AR WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - NM WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - ID WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - VT WELLMARK PPO $2,135.66 ↓ -64%
KAISER DOMESTIC WELLMARK PPO $2,135.66 ↓ -64%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - IL WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
WC DOMESTIC WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - MT WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - RI WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - TN WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - FEDERAL WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - NC WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $2,135.66 ↓ -64%
BLUE CARE NETWORK WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - AZ WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - HI WELLMARK PPO $2,135.66 ↓ -64%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $2,135.66 ↓ -64%
BLUE SHIELD - CA WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $2,135.66 ↓ -64%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $2,135.66 ↓ -64%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - MA WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $2,135.66 ↓ -64%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $2,135.66 ↓ -64%
BCN DOMESTIC WELLMARK PPO $2,135.66 ↓ -64%
BCBS GENERIC WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - OK WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS DOMESTIC WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - MS WELLMARK PPO $2,135.66 ↓ -64%
PRE-EMPLOYMENT WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - LA WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - TX WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - SC WELLMARK PPO $2,135.66 ↓ -64%
BLUE CROSS - MI WELLMARK PPO $2,135.66 ↓ -64%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,672.73 ↓ -54%
OSCAR OSCAR $3,084.09 ↓ -47%
CENTIVO CENTIVO $3,335.89 ↓ -43%
AMBETTER AMBETTER MARKETPLACE $3,376.08 ↓ -42%
FIRST HEALTH AETNA $3,576.15 ↓ -39%
AETNA DOMESTIC AETNA $3,576.15 ↓ -39%
ASR HEALTH BENEFITS AETNA $3,576.15 ↓ -39%
AETNA AETNA $3,576.15 ↓ -39%
LUCENT HEALTH AETNA $3,576.15 ↓ -39%
AETNA EAP AETNA $3,576.15 ↓ -39%
COVENTRY AETNA $3,576.15 ↓ -39%
ALLIED BENEFIT SYSTEMS AETNA $3,576.15 ↓ -39%
WEBTPA AETNA $3,576.15 ↓ -39%
MERITAIN AETNA $3,576.15 ↓ -39%
MEDICAL MUTUAL AETNA $3,576.15 ↓ -39%
CHRISTIAN BROTHER SERVICES AETNA $3,576.15 ↓ -39%
LUMINARE HEALTH AETNA $3,576.15 ↓ -39%
HEALTH PARTNERS HEALTH PARTNERS $3,944.53 ↓ -33%
CLAIMDOC CLAIMDOC $4,039.24 ↓ -31%
NOVA CLAIMDOC $4,039.24 ↓ -31%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $4,269.23 ↓ -27%
CIGNA MIDLANDS CHOICE PPO $4,269.23 ↓ -27%
CIGNA EAP MIDLANDS CHOICE PPO $4,269.23 ↓ -27%
MIDLANDS MIDLANDS CHOICE PPO $4,269.23 ↓ -27%
MEDICA MIDLANDS CHOICE PPO $4,269.23 ↓ -27%
AUXIANT MIDLANDS CHOICE PPO $4,269.23 ↓ -27%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $5,592.09 ↓ -5%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $6,013.00 ↑ +3%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $6,013.00 ↑ +3%

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Exchange nephrostomy cath at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $2,752.00 $89.29 – $1,697.96
MercyOne Genesis Davenport West Medical Center Davenport $3,212.40 $1,960.87 – $2,319.85
MercyOne Dubuque Medical Center Dubuque $3,507.06 $1,139.90 – $4,176.77
MercyOne Des Moines Medical Center Des Moines $7,411.95 $1,528.00 – $7,602.00
MercyOne North Iowa Medical Center Mason City $2,470.65 $648.70 – $4,528.77
MercyOne Genesis Davenport Medical Center Davenport $3,710.40 $1,960.87 – $2,679.95
UnityPoint Health - Finley Hospital Dubuque $3,694.55 $89.29 – $3,694.54
UnityPoint Health - Grinnell Regional Medical Center Grinnell $2,752.00 $89.29 – $2,038.19

All Iowa hospitals for this procedure →