Evaluation cervicovaginal fluid for specific amniotic fluid proteins qualitative each specimen at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$108.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$167.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.25 with MEDICAL ASSOCIATES vs $266.96 with FIRST HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $39.25 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $39.25 ↓ -64%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $96.15 ↓ -11%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $96.15 ↓ -11%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $96.15 ↓ -11%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $97.11 ↓ -11%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $98.07 ↓ -10%
GEHA UNITED HEALTHCARE $98.11 ↓ -10%
UNITED HEALTHCARE UNITED HEALTHCARE $98.11 ↓ -10%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $99.09 ↓ -9%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $100.07 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $109.55 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $118.57 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $118.57 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $118.57 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $118.57 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $118.57 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $118.57 ↑ +9%
AMISH HOSPITAL AID AMISH HOSPITAL AID $130.49 ↑ +20%
OSCAR OSCAR $150.57 ↑ +39%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $155.31 ↑ +43%
CENTIVO CENTIVO $162.86 ↑ +50%
AMBETTER AMBETTER MARKETPLACE $164.82 ↑ +52%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $167.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $167.00 ↑ +54%
NOVA CLAIMDOC $197.20 ↑ +82%
CLAIMDOC CLAIMDOC $197.20 ↑ +82%
MERITAIN AETNA $266.96 ↑ +146%
AETNA AETNA $266.96 ↑ +146%
LUCENT HEALTH AETNA $266.96 ↑ +146%
WEBTPA AETNA $266.96 ↑ +146%
CHRISTIAN BROTHER SERVICES AETNA $266.96 ↑ +146%
MEDICAL MUTUAL AETNA $266.96 ↑ +146%
LUMINARE HEALTH AETNA $266.96 ↑ +146%
AETNA EAP AETNA $266.96 ↑ +146%
ASR HEALTH BENEFITS AETNA $266.96 ↑ +146%
ALLIED BENEFIT SYSTEMS AETNA $266.96 ↑ +146%
COVENTRY AETNA $266.96 ↑ +146%
AETNA DOMESTIC AETNA $266.96 ↑ +146%
FIRST HEALTH AETNA $266.96 ↑ +146%

Visitor-reported prices

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Evaluation cervicovaginal fluid for specific amniotic fluid proteins qualitative each specimen at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $291.41 $58.87 – $191.97
MercyOne Genesis Davenport West Medical Center Davenport $211.20 $98.11 – $98.11
MercyOne Dubuque Medical Center Dubuque $460.20 $96.15 – $708.00
MercyOne New Hampton Medical Center New Hampton $208.65 $127.08 – $321.00
MercyOne Dyersville Medical Center Dyersville $208.65 $121.34 – $361.32
MercyOne Clinton Medical Center Clinton $122.20 $53.20 – $197.20
MercyOne Cedar Falls Medical Center Cedar Falls $108.55 $39.25 – $266.96
MercyOne Elkader Medical Center Elkader $208.65 $165.22 – $335.51

All Iowa hospitals for this procedure →