Eval/fit voice prosthesis iii, st at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$616.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$949.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$91.16 with IOWA TOTAL CARE vs $949.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $91.16 ↓ -85%
MOLINA MEDICAID MOLINA MEDICAID $92.05 ↓ -85%
WELLPOINT MEDICAID WELLPOINT MEDICAID $92.41 ↓ -85%
AMISH HOSPITAL AID AMISH HOSPITAL AID $115.17 ↓ -81%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $115.17 ↓ -81%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $115.17 ↓ -81%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $115.17 ↓ -81%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $116.32 ↓ -81%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $117.47 ↓ -81%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $118.70 ↓ -81%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $119.87 ↓ -81%
OSCAR OSCAR $180.36 ↓ -71%
CENTIVO CENTIVO $195.08 ↓ -68%
AMBETTER AMBETTER MARKETPLACE $197.43 ↓ -68%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $223.02 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $223.02 ↓ -64%
CLAIMDOC CLAIMDOC $236.22 ↓ -62%
NOVA CLAIMDOC $236.22 ↓ -62%
FIRST HEALTH AETNA $301.50 ↓ -51%
ASR HEALTH BENEFITS AETNA $301.50 ↓ -51%
COVENTRY AETNA $301.50 ↓ -51%
ALLIED BENEFIT SYSTEMS AETNA $301.50 ↓ -51%
MERITAIN AETNA $301.50 ↓ -51%
AETNA AETNA $301.50 ↓ -51%
LUCENT HEALTH AETNA $301.50 ↓ -51%
CHRISTIAN BROTHER SERVICES AETNA $301.50 ↓ -51%
AETNA DOMESTIC AETNA $301.50 ↓ -51%
LUMINARE HEALTH AETNA $301.50 ↓ -51%
WEBTPA AETNA $301.50 ↓ -51%
MEDICAL MUTUAL AETNA $301.50 ↓ -51%
AETNA EAP AETNA $301.50 ↓ -51%
GEHA UNITED HEALTHCARE $395.00 ↓ -36%
UNITED HEALTHCARE UNITED HEALTHCARE $395.00 ↓ -36%
HEALTH PARTNERS HEALTH PARTNERS $622.54 ↑ +1%
AUXIANT MIDLANDS CHOICE PPO $673.79 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $673.79 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $673.79 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $673.79 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $673.79 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $673.79 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $882.57 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $949.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $949.00 ↑ +54%

Visitor-reported prices

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Eval/fit voice prosthesis iii, st at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $286.40 $115.07 – $185.76
MercyOne Genesis Davenport West Medical Center Davenport $202.80 $155.22 – $155.22
MercyOne Dubuque Medical Center Dubuque $469.30 $91.16 – $722.00
MercyOne Des Moines Medical Center Des Moines $423.80 $91.16 – $652.00
MercyOne Centerville Medical Center Centerville $344.00 $94.39 – $344.00
MercyOne Newton Medical Center Newton $223.60 $91.16 – $344.00
MercyOne Genesis Davenport Medical Center Davenport $225.60 not published
MercyOne Genesis DeWitt Medical Center DeWitt $225.60 $47.60 – $102.20

All Iowa hospitals for this procedure →