healthcosts.net

Ecg < 30 days transmission & analysis at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$477.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$735.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$89.57 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $1,390.00 with GEHA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $89.57 ↓ -81%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $89.57 ↓ -81%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $89.57 ↓ -81%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $90.46 ↓ -81%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $91.08 ↓ -81%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $91.36 ↓ -81%
MOLINA MEDICAID MOLINA MEDICAID $91.97 ↓ -81%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $92.31 ↓ -81%
WELLPOINT MEDICAID WELLPOINT MEDICAID $92.33 ↓ -81%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $93.22 ↓ -80%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS DOMESTIC WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - FEDERAL WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - FL WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - HI WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $97.13 ↓ -80%
BLUE CROSS - ID WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - IL WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - KS WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - LA WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - MA WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - MI WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - MN WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - MS WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - MT WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - NC WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - ND WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - NE WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - NM WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - OK WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - RI WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - SC WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - TN WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - TX WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - VT WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - WY WELLMARK PPO $97.13 ↓ -80%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $97.13 ↓ -80%
BLUE SHIELD - CA WELLMARK PPO $97.13 ↓ -80%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $97.13 ↓ -80%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $97.13 ↓ -80%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $97.13 ↓ -80%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $97.13 ↓ -80%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $97.13 ↓ -80%
BCBS GENERIC WELLMARK PPO $97.13 ↓ -80%
BCN DOMESTIC WELLMARK PPO $97.13 ↓ -80%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $97.13 ↓ -80%
BLUE CARE NETWORK WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - AL WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - AR WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - AZ WELLMARK PPO $97.13 ↓ -80%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $97.13 ↓ -80%
KAISER DOMESTIC WELLMARK PPO $97.13 ↓ -80%
PRE-EMPLOYMENT WELLMARK PPO $97.13 ↓ -80%
WC DOMESTIC WELLMARK PPO $97.13 ↓ -80%
AMISH HOSPITAL AID AMISH HOSPITAL AID $121.56 ↓ -75%
OSCAR OSCAR $140.26 ↓ -71%
CENTIVO CENTIVO $151.72 ↓ -68%
AMBETTER AMBETTER MARKETPLACE $153.54 ↓ -68%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $172.73 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $172.73 ↓ -64%
NOVA CLAIMDOC $183.70 ↓ -62%
CLAIMDOC CLAIMDOC $183.70 ↓ -62%
AETNA AETNA $438.06 ↓ -8%
AETNA EAP AETNA $438.06 ↓ -8%
WEBTPA AETNA $438.06 ↓ -8%
LUCENT HEALTH AETNA $438.06 ↓ -8%
LUMINARE HEALTH AETNA $438.06 ↓ -8%
COVENTRY AETNA $438.06 ↓ -8%
ALLIED BENEFIT SYSTEMS AETNA $438.06 ↓ -8%
MEDICAL MUTUAL AETNA $438.06 ↓ -8%
ASR HEALTH BENEFITS AETNA $438.06 ↓ -8%
AETNA DOMESTIC AETNA $438.06 ↓ -8%
MERITAIN AETNA $438.06 ↓ -8%
FIRST HEALTH AETNA $438.06 ↓ -8%
CHRISTIAN BROTHER SERVICES AETNA $438.06 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $482.16 ↑ +1%
CIGNA MIDLANDS CHOICE PPO $521.85 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $521.85 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $521.85 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $521.85 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $521.85 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $521.85 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $683.55 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $735.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $735.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $1,390.00 ↑ +191%
GEHA UNITED HEALTHCARE $1,390.00 ↑ +191%

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Ecg < 30 days transmission & analysis at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $377.60 $76.08 – $333.06
MercyOne Genesis Davenport West Medical Center Davenport $466.20 $87.86 – $123.01
MercyOne Dubuque Medical Center Dubuque $638.95 $85.29 – $983.00
MercyOne New Hampton Medical Center New Hampton $477.75 $290.99 – $735.00
MercyOne Oelwein Medical Center Oelwein $477.75 $280.92 – $735.00
MercyOne Des Moines Medical Center Des Moines $201.50 $62.31 – $530.00
MercyOne Centerville Medical Center Centerville $735.00 $201.68 – $735.00
MercyOne North Iowa Medical Center Mason City $396.50 $91.99 – $974.00

All Iowa hospitals for this procedure →