Duragen 1x1 5ea/bx at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,503.57

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,313.19

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$143.12 with MEDICAL ASSOCIATES vs $609.04 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $143.12 ↓ -90%
HEALTH CHOICES MEDICAL ASSOCIATES $143.12 ↓ -90%
UNITED HEALTHCARE UNITED HEALTHCARE $338.02 ↓ -78%
GEHA UNITED HEALTHCARE $338.02 ↓ -78%
HEALTH PARTNERS HEALTH PARTNERS $399.53 ↓ -73%
MIDLANDS MIDLANDS CHOICE PPO $432.42 ↓ -71%
AUXIANT MIDLANDS CHOICE PPO $432.42 ↓ -71%
CIGNA EAP MIDLANDS CHOICE PPO $432.42 ↓ -71%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $432.42 ↓ -71%
MEDICA MIDLANDS CHOICE PPO $432.42 ↓ -71%
CIGNA MIDLANDS CHOICE PPO $432.42 ↓ -71%
ASR HEALTH BENEFITS AETNA $543.87 ↓ -64%
AETNA DOMESTIC AETNA $543.87 ↓ -64%
LUMINARE HEALTH AETNA $543.87 ↓ -64%
COVENTRY AETNA $543.87 ↓ -64%
ALLIED BENEFIT SYSTEMS AETNA $543.87 ↓ -64%
MERITAIN AETNA $543.87 ↓ -64%
AETNA EAP AETNA $543.87 ↓ -64%
LUCENT HEALTH AETNA $543.87 ↓ -64%
AETNA AETNA $543.87 ↓ -64%
FIRST HEALTH AETNA $543.87 ↓ -64%
WEBTPA AETNA $543.87 ↓ -64%
MEDICAL MUTUAL AETNA $543.87 ↓ -64%
CHRISTIAN BROTHER SERVICES AETNA $543.87 ↓ -64%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $566.41 ↓ -62%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $609.04 ↓ -59%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $609.04 ↓ -59%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Duragen 1x1 5ea/bx at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $1,503.57 $217.43 – $609.04
MercyOne New Hampton Medical Center New Hampton $1,337.70 $300.33 – $758.59
MercyOne Dyersville Medical Center Dyersville $1,503.57 $230.22 – $685.54
MercyOne Clinton Medical Center Clinton $1,503.57 $172.36 – $609.04
MercyOne Oelwein Medical Center Oelwein $1,503.57 $232.78 – $609.04
MercyOne Cedar Falls Medical Center Cedar Falls $1,503.57 $143.12 – $609.04
MercyOne Elkader Medical Center Elkader $1,503.57 $313.47 – $636.57
MercyOne West Des Moines Medical Center West Des Moines $2,313.19 $122.42 – $609.04

All Iowa hospitals for this procedure →