Dup scan/lwr xtr vasc stdy bilat 93924 at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$540.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$831.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$195.29 with HEALTH CHOICES vs $902.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $195.29 ↓ -64%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $195.29 ↓ -64%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $203.42 ↓ -62%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $203.42 ↓ -62%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $203.42 ↓ -62%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $205.46 ↓ -62%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $206.86 ↓ -62%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $207.49 ↓ -62%
MOLINA MEDICAID MOLINA MEDICAID $208.89 ↓ -61%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $209.65 ↓ -61%
WELLPOINT MEDICAID WELLPOINT MEDICAID $209.70 ↓ -61%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $211.73 ↓ -61%
BLUE CROSS - MN WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - NE WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - FL WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - WY WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $220.60 ↓ -59%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - ND WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - KS WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - AL WELLMARK PPO $220.60 ↓ -59%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - AR WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - NM WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - ID WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - VT WELLMARK PPO $220.60 ↓ -59%
KAISER DOMESTIC WELLMARK PPO $220.60 ↓ -59%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - IL WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
WC DOMESTIC WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - SC WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - MI WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - MT WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - RI WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - TN WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - FEDERAL WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - NC WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $220.60 ↓ -59%
BLUE CARE NETWORK WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - AZ WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - HI WELLMARK PPO $220.60 ↓ -59%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $220.60 ↓ -59%
BLUE SHIELD - CA WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $220.60 ↓ -59%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $220.60 ↓ -59%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - MA WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $220.60 ↓ -59%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $220.60 ↓ -59%
BCN DOMESTIC WELLMARK PPO $220.60 ↓ -59%
BCBS GENERIC WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - OK WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS DOMESTIC WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - MS WELLMARK PPO $220.60 ↓ -59%
PRE-EMPLOYMENT WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - LA WELLMARK PPO $220.60 ↓ -59%
BLUE CROSS - TX WELLMARK PPO $220.60 ↓ -59%
AMISH HOSPITAL AID AMISH HOSPITAL AID $276.08 ↓ -49%
OSCAR OSCAR $318.57 ↓ -41%
CENTIVO CENTIVO $344.58 ↓ -36%
AMBETTER AMBETTER MARKETPLACE $348.73 ↓ -35%
CLAIMDOC CLAIMDOC $417.23 ↓ -23%
NOVA CLAIMDOC $417.23 ↓ -23%
WEBTPA AETNA $495.28 ↓ -8%
FIRST HEALTH AETNA $495.28 ↓ -8%
AETNA DOMESTIC AETNA $495.28 ↓ -8%
AETNA EAP AETNA $495.28 ↓ -8%
AETNA AETNA $495.28 ↓ -8%
LUCENT HEALTH AETNA $495.28 ↓ -8%
CHRISTIAN BROTHER SERVICES AETNA $495.28 ↓ -8%
ASR HEALTH BENEFITS AETNA $495.28 ↓ -8%
COVENTRY AETNA $495.28 ↓ -8%
ALLIED BENEFIT SYSTEMS AETNA $495.28 ↓ -8%
MERITAIN AETNA $495.28 ↓ -8%
MEDICAL MUTUAL AETNA $495.28 ↓ -8%
LUMINARE HEALTH AETNA $495.28 ↓ -8%
HEALTH PARTNERS HEALTH PARTNERS $545.14 ↑ +1%
MIDLANDS MIDLANDS CHOICE PPO $590.01 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $590.01 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $590.01 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $590.01 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $590.01 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $590.01 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $772.83 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $831.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $831.00 ↑ +54%
GEHA UNITED HEALTHCARE $902.00 ↑ +67%
UNITED HEALTHCARE UNITED HEALTHCARE $902.00 ↑ +67%

Visitor-reported prices

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Dup scan/lwr xtr vasc stdy bilat 93924 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $835.86 $21.34 – $550.62
MercyOne Genesis Davenport West Medical Center Davenport $325.20 $149.77 – $209.67
MercyOne Des Moines Medical Center Des Moines $529.75 $15.12 – $815.00
MercyOne North Iowa Medical Center Mason City $821.60 $208.93 – $1,264.00
MercyOne Genesis Davenport Medical Center Davenport $362.40 $149.77 – $209.67
MercyOne Genesis DeWitt Medical Center DeWitt $302.40 $44.53 – $2,679.00
UnityPoint Health - Finley Hospital Dubuque $418.30 $21.34 – $418.30
UnityPoint Health - Grinnell Regional Medical Center Grinnell $411.20 $21.34 – $155.67

All Iowa hospitals for this procedure →