Drug assay rufinamide at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$87.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$135.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.27 with IOWA TOTAL CARE vs $135.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $26.27 ↓ -70%
MOLINA MEDICAID MOLINA MEDICAID $26.52 ↓ -70%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $26.57 ↓ -70%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $26.57 ↓ -70%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $26.57 ↓ -70%
WELLPOINT MEDICAID WELLPOINT MEDICAID $26.63 ↓ -70%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $26.83 ↓ -69%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $27.10 ↓ -69%
GEHA UNITED HEALTHCARE $27.11 ↓ -69%
UNITED HEALTHCARE UNITED HEALTHCARE $27.11 ↓ -69%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $27.38 ↓ -69%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $27.65 ↓ -68%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $31.73 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $31.73 ↓ -64%
AMISH HOSPITAL AID AMISH HOSPITAL AID $36.06 ↓ -59%
OSCAR OSCAR $41.61 ↓ -53%
CENTIVO CENTIVO $45.00 ↓ -49%
AMBETTER AMBETTER MARKETPLACE $45.54 ↓ -48%
NOVA CLAIMDOC $54.49 ↓ -38%
CLAIMDOC CLAIMDOC $54.49 ↓ -38%
AETNA DOMESTIC AETNA $73.75 ↓ -16%
COVENTRY AETNA $73.75 ↓ -16%
LUMINARE HEALTH AETNA $73.75 ↓ -16%
MEDICAL MUTUAL AETNA $73.75 ↓ -16%
CHRISTIAN BROTHER SERVICES AETNA $73.75 ↓ -16%
MERITAIN AETNA $73.75 ↓ -16%
ASR HEALTH BENEFITS AETNA $73.75 ↓ -16%
AETNA AETNA $73.75 ↓ -16%
ALLIED BENEFIT SYSTEMS AETNA $73.75 ↓ -16%
WEBTPA AETNA $73.75 ↓ -16%
AETNA EAP AETNA $73.75 ↓ -16%
FIRST HEALTH AETNA $73.75 ↓ -16%
LUCENT HEALTH AETNA $73.75 ↓ -16%
HEALTH PARTNERS HEALTH PARTNERS $88.56 ↑ +1%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $95.85 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $95.85 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $95.85 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $95.85 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $95.85 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $95.85 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $125.55 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $135.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $135.00 ↑ +54%

Visitor-reported prices

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Drug assay rufinamide at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $66.43 $16.27 – $43.76
MercyOne Clinton Medical Center Clinton $94.25 $26.27 – $145.00
MercyOne Centerville Medical Center Centerville $132.00 $36.22 – $132.00
MercyOne North Iowa Medical Center Mason City $61.10 $24.06 – $94.00
UnityPoint Health - Finley Hospital Dubuque $66.43 $3.50 – $66.42
UnityPoint Health - Grinnell Regional Medical Center Grinnell $66.43 $16.27 – $35.24
UnityPoint Health - Iowa Lutheran Hospital Des Moines $66.43 $16.27 – $35.24
UnityPoint Health - Jones Regional Medical Center Anamosa $66.43 $16.27 – $73.65

All Iowa hospitals for this procedure →